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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EMBASSY MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
EMBASSY MORTGAGE CORPORATION |
| Address | 9210 CYPRESS GREEN DRIVE
JACKSONVILLE, FL 32256 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 323 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,656,000 |
| Average Mortgage Loan Amount Applied For | $169,526 |
| Highest Mortgage Loan Amount Applied For | $1,185,000 |
| Average Applicant Income | $87,842 |
| Highest Applicant Income | $398,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
227 | $30,019,000 |
$132,000 | $1,185,000 |
$73,000 | $398,000 |
| Refinancing |
96 | $15,637,000 |
$162,000 | $544,000 |
$70,000 | $227,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,005,000 |
$201,000 | $544,000 |
$46,000 | $122,000 |
| Black or African American |
43 | $7,261,000 |
$168,000 | $480,000 |
$66,000 | $188,000 |
| Hispanic |
64 | $7,885,000 |
$123,000 | $424,000 |
$79,000 | $161,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $537,000 |
$134,000 | $250,000 |
$78,000 | $140,000 |
| White |
207 | $28,968,000 |
$139,000 | $1,185,000 |
$71,000 | $398,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
292 | $41,027,000 |
$140,000 | $1,185,000 |
$74,000 | $398,000 |
| FHA-insured (Federal Housing Administration) |
23 | $3,386,000 |
$147,000 | $223,000 |
$50,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $303,000 |
$101,000 | $140,000 |
$54,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
5 | $940,000 |
$188,000 | $222,000 |
$44,000 | $57,000 |
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| Application Approved But Not Accepted |
4 | $281,000 |
$70,000 | $126,000 |
$28,000 | $61,000 |
| Application Denied By Financial Institution |
7 | $670,000 |
$95,000 | $216,000 |
$63,000 | $109,000 |
| Application Withdrawn By Applicant |
13 | $2,101,000 |
$161,000 | $377,000 |
$42,000 | $80,000 |
| File Closed For Incompleteness |
1 | $221,000 |
$221,000 | $221,000 |
$89,000 | $89,000 |
| Loan Originated |
298 | $42,383,000 |
$142,000 | $1,185,000 |
$74,000 | $398,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $30,000 |
$30,000 | $30,000 |
$28,000 | $28,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $409,000 |
$136,000 | $216,000 |
$73,000 | $109,000 |
| Debt-To-Income Ratio |
2 | $90,000 |
$45,000 | $72,000 |
$49,000 | $49,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EMBASSY MORTGAGE CORPORATION by:
Metropolitan Area And
County
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