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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENTERPRISE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENTERPRISE NATIONAL BANK |
| Address | 3910 RCA BLVD., SUITE 1001
PALM BEACH GARDENS, FL 33410 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,438,000 |
| Average Mortgage Loan Amount Applied For | $353,333 |
| Highest Mortgage Loan Amount Applied For | $907,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $330,000 |
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| Home Improvement |
10 | $1,160,000 |
$116,000 | $709,000 |
$119,000 | $330,000 |
| Home Purchase |
7 | $1,873,000 |
$267,000 | $907,000 |
$42,000 | $67,000 |
| Refinancing |
2 | $405,000 |
$202,000 | $400,000 |
$94,000 | $189,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $612,000 |
$153,000 | $200,000 |
$47,000 | $62,000 |
| Hispanic |
3 | $157,000 |
$52,000 | $122,000 |
$98,000 | $189,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $1,307,000 |
$653,000 | $907,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
10 | $1,362,000 |
$136,000 | $709,000 |
$119,000 | $330,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $3,438,000 |
$180,000 | $907,000 |
$88,000 | $330,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $90,000 |
$45,000 | $60,000 |
$53,000 | $65,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
17 | $3,348,000 |
$196,000 | $907,000 |
$92,000 | $330,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$42,000 | $42,000 |
| Debt-To-Income Ratio |
1 | $30,000 |
$30,000 | $30,000 |
$65,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENTERPRISE NATIONAL BANK by:
Metropolitan Area And
County
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