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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EUREKA HOMESTEAD MORTGAGE DIV
Mortgage Loans and Application Details
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| Mortgage Company Name |
EUREKA HOMESTEAD MORTGAGE DIV |
| Address | 3240 S.I-10 SERVICE RD.,W.,STE.203
METAIRIE, LA 70001 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 147 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,021,000 |
| Average Mortgage Loan Amount Applied For | $183,625 |
| Highest Mortgage Loan Amount Applied For | $895,000 |
| Average Applicant Income | $142,312 |
| Highest Applicant Income | $740,000 |
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| Home Improvement |
1 | $37,000 |
$37,000 | $37,000 |
$84,000 | $84,000 |
| Home Purchase |
158 | $25,957,000 |
$164,000 | $895,000 |
$86,000 | $740,000 |
| Refinancing |
31 | $4,361,000 |
$140,000 | $370,000 |
$87,000 | $386,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $340,000 |
$170,000 | $204,000 |
$87,000 | $96,000 |
| Black or African American |
22 | $2,578,000 |
$117,000 | $322,000 |
$46,000 | $180,000 |
| Hispanic |
13 | $1,538,000 |
$118,000 | $185,000 |
$43,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $370,000 |
$370,000 | $370,000 |
$137,000 | $137,000 |
| Not Provided |
16 | $2,576,000 |
$161,000 | $259,000 |
$68,000 | $164,000 |
| White |
136 | $22,953,000 |
$168,000 | $895,000 |
$98,000 | $740,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
174 | $28,178,000 |
$161,000 | $895,000 |
$89,000 | $740,000 |
| FHA-insured (Federal Housing Administration) |
16 | $2,177,000 |
$136,000 | $230,000 |
$53,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $428,000 |
$428,000 | $428,000 |
$187,000 | $187,000 |
| Application Denied By Financial Institution |
19 | $2,644,000 |
$139,000 | $370,000 |
$47,000 | $137,000 |
| Application Withdrawn By Applicant |
30 | $4,465,000 |
$148,000 | $448,000 |
$95,000 | $476,000 |
| File Closed For Incompleteness |
26 | $3,730,000 |
$143,000 | $259,000 |
$48,000 | $114,000 |
| Loan Originated |
114 | $19,088,000 |
$167,000 | $895,000 |
$98,000 | $740,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $343,000 |
$114,000 | $150,000 |
$16,000 | $50,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $564,000 |
$112,000 | $179,000 |
$42,000 | $79,000 |
| Debt-To-Income Ratio |
2 | $321,000 |
$160,000 | $221,000 |
$55,000 | $84,000 |
| Employment History |
2 | $387,000 |
$193,000 | $204,000 |
$48,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $917,000 |
$152,000 | $370,000 |
$65,000 | $137,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $112,000 |
$112,000 | $112,000 |
$38,000 | $38,000 |
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Mortgage Loan App Totals for EUREKA HOMESTEAD MORTGAGE DIV by:
Metropolitan Area And
County
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