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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EXCHANGE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EXCHANGE NATIONAL BANK |
| Address | 600 NW 5TH
MOORE, OK 73160 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 91 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,798,000 |
| Average Mortgage Loan Amount Applied For | $47,400 |
| Highest Mortgage Loan Amount Applied For | $220,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $216,000 |
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| Home Improvement |
42 | $344,000 |
$8,000 | $35,000 |
$39,000 | $216,000 |
| Home Purchase |
11 | $923,000 |
$83,000 | $220,000 |
$74,000 | $117,000 |
| Refinancing |
41 | $2,046,000 |
$49,000 | $450,000 |
$50,000 | $202,000 |
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| American Indian or Alaskan Native |
3 | $136,000 |
$45,000 | $125,000 |
$53,000 | $75,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $46,000 |
$46,000 | $46,000 |
$72,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $22,000 |
$22,000 | $22,000 |
$75,000 | $75,000 |
| White |
89 | $3,109,000 |
$34,000 | $450,000 |
$47,000 | $216,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
94 | $3,313,000 |
$35,000 | $450,000 |
$48,000 | $216,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $763,000 |
$58,000 | $450,000 |
$69,000 | $216,000 |
| Application Withdrawn By Applicant |
7 | $590,000 |
$84,000 | $220,000 |
$68,000 | $111,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
74 | $1,960,000 |
$26,000 | $138,000 |
$43,000 | $202,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $275,000 |
$30,000 | $95,000 |
$52,000 | $143,000 |
| Debt-To-Income Ratio |
3 | $38,000 |
$12,000 | $22,000 |
$103,000 | $216,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $450,000 |
$450,000 | $450,000 |
$120,000 | $120,000 |
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Mortgage Loan App Totals for EXCHANGE NATIONAL BANK by:
Metropolitan Area And
County
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