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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FAMILY SECURITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FAMILY SECURITY CREDIT UNION |
| Address | 2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 94 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,849,000 |
| Average Mortgage Loan Amount Applied For | $64,100 |
| Highest Mortgage Loan Amount Applied For | $630,000 |
| Average Applicant Income | $44,700 |
| Highest Applicant Income | $139,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
39 | $3,478,000 |
$89,000 | $217,000 |
$54,000 | $115,000 |
| Refinancing |
56 | $4,472,000 |
$79,000 | $630,000 |
$50,000 | $139,000 |
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| American Indian or Alaskan Native |
2 | $322,000 |
$161,000 | $217,000 |
$44,000 | $44,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $361,000 |
$90,000 | $174,000 |
$45,000 | $74,000 |
| Hispanic |
4 | $230,000 |
$57,000 | $70,000 |
$35,000 | $49,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $123,000 |
$61,000 | $93,000 |
$29,000 | $30,000 |
| White |
83 | $6,914,000 |
$83,000 | $630,000 |
$54,000 | $139,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
94 | $7,780,000 |
$82,000 | $630,000 |
$51,000 | $139,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $170,000 |
$170,000 | $170,000 |
$95,000 | $95,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $174,000 |
$174,000 | $174,000 |
$46,000 | $46,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
94 | $7,776,000 |
$82,000 | $630,000 |
$52,000 | $139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FAMILY SECURITY CREDIT UNION by:
Metropolitan Area And
County
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