|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FARMERS BANK AND TRUST COMPANY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FARMERS BANK AND TRUST COMPANY |
| Address | 200 EAST MAIN STREET
GEORGETOWN, KY 40324 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 109 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,770,000 |
| Average Mortgage Loan Amount Applied For | $137,750 |
| Highest Mortgage Loan Amount Applied For | $985,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $749,000 |
|
|
|
| Home Improvement |
22 | $283,000 |
$12,000 | $79,000 |
$49,000 | $138,000 |
| Home Purchase |
51 | $6,771,000 |
$132,000 | $985,000 |
$85,000 | $749,000 |
| Refinancing |
37 | $3,731,000 |
$100,000 | $400,000 |
$35,000 | $135,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $110,000 |
$55,000 | $68,000 |
$28,000 | $37,000 |
| Black or African American |
3 | $32,000 |
$10,000 | $25,000 |
$28,000 | $54,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,046,000 |
$116,000 | $383,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
96 | $9,597,000 |
$99,000 | $985,000 |
$68,000 | $749,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
110 | $10,785,000 |
$98,000 | $985,000 |
$61,000 | $749,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $450,000 |
$45,000 | $130,000 |
$44,000 | $77,000 |
| Application Withdrawn By Applicant |
7 | $455,000 |
$65,000 | $150,000 |
$39,000 | $96,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $9,880,000 |
$106,000 | $985,000 |
$64,000 | $749,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FARMERS BANK AND TRUST COMPANY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
