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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS STATE BANK OF NO. MO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS STATE BANK OF NO. MO. |
| Address | 301 W. MAIN SAVANNAH, MO 64485 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,899,000 |
| Average Mortgage Loan Amount Applied For | $96,533 |
| Highest Mortgage Loan Amount Applied For | $403,000 |
| Average Applicant Income | $65,066 |
| Highest Applicant Income | $295,000 |
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| Home Improvement |
18 | $566,000 |
$31,000 | $100,000 |
$40,000 | $175,000 |
| Home Purchase |
57 | $4,210,000 |
$73,000 | $299,000 |
$49,000 | $295,000 |
| Refinancing |
53 | $5,148,000 |
$97,000 | $403,000 |
$56,000 | $210,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $102,000 |
$102,000 | $102,000 |
$127,000 | $127,000 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$72,000 | $72,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $1,528,000 |
$101,000 | $360,000 |
$54,000 | $179,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
111 | $8,244,000 |
$74,000 | $403,000 |
$50,000 | $295,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $9,859,000 |
$77,000 | $403,000 |
$51,000 | $295,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $65,000 |
$65,000 | $65,000 |
$33,000 | $33,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $533,000 |
$106,000 | $245,000 |
$44,000 | $70,000 |
| Application Withdrawn By Applicant |
2 | $90,000 |
$45,000 | $65,000 |
$29,000 | $33,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
121 | $9,301,000 |
$76,000 | $403,000 |
$52,000 | $295,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS STATE BANK OF NO. MO. by:
Metropolitan Area And
County
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