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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIDELITY BANK PASB
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY BANK PASB |
| Address | 1009 PERRY HIGHWAY
PITTSBURGH, PA 15237 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,082 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $109,407,000 |
| Average Mortgage Loan Amount Applied For | $116,900 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $105,200 |
| Highest Applicant Income | $850,000 |
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| Home Improvement |
149 | $4,175,000 |
$28,000 | $172,000 |
$81,000 | $340,000 |
| Home Purchase |
471 | $65,684,000 |
$139,000 | $4,000,000 |
$105,000 | $850,000 |
| Refinancing |
468 | $39,661,000 |
$84,000 | $818,000 |
$80,000 | $632,000 |
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| American Indian or Alaskan Native |
1 | $7,000 |
$7,000 | $7,000 |
$43,000 | $43,000 |
| Asian |
28 | $3,400,000 |
$121,000 | $600,000 |
$96,000 | $288,000 |
| Black or African American |
15 | $906,000 |
$60,000 | $417,000 |
$71,000 | $265,000 |
| Hispanic |
6 | $733,000 |
$122,000 | $400,000 |
$67,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $6,982,000 |
$498,000 | $4,000,000 |
$0 | $0 |
| Not Provided |
1 | $125,000 |
$125,000 | $125,000 |
$20,000 | $20,000 |
| White |
1,023 | $97,367,000 |
$95,000 | $1,000,000 |
$93,000 | $850,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,088 | $109,520,000 |
$100,000 | $4,000,000 |
$91,000 | $850,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
69 | $3,596,000 |
$52,000 | $417,000 |
$50,000 | $171,000 |
| Application Withdrawn By Applicant |
93 | $7,358,000 |
$79,000 | $396,000 |
$79,000 | $568,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
926 | $98,566,000 |
$106,000 | $4,000,000 |
$95,000 | $850,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $191,000 |
$63,000 | $142,000 |
$70,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
22 | $972,000 |
$44,000 | $150,000 |
$52,000 | $171,000 |
| Debt-To-Income Ratio |
34 | $1,946,000 |
$57,000 | $417,000 |
$41,000 | $159,000 |
| Employment History |
1 | $20,000 |
$20,000 | $20,000 |
$75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $139,000 |
$46,000 | $50,000 |
$54,000 | $107,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY BANK PASB by:
Metropolitan Area And
County
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