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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIDELITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIDELITY NATIONAL BANK |
| Address | 215 S EIGHTH ST
MEDFORD, WI 54451 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 186 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,110,000 |
| Average Mortgage Loan Amount Applied For | $198,960 |
| Highest Mortgage Loan Amount Applied For | $899,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $1,569,000 |
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| Home Improvement |
21 | $949,000 |
$45,000 | $125,000 |
$53,000 | $86,000 |
| Home Purchase |
57 | $7,020,000 |
$123,000 | $630,000 |
$81,000 | $1,200,000 |
| Refinancing |
109 | $11,180,000 |
$102,000 | $899,000 |
$78,000 | $1,569,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $75,000 |
$75,000 | $75,000 |
$26,000 | $26,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $53,000 |
$53,000 | $53,000 |
$43,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,090,000 |
$386,000 | $884,000 |
$0 | $0 |
| Not Provided |
10 | $1,459,000 |
$145,000 | $557,000 |
$46,000 | $113,000 |
| White |
167 | $14,472,000 |
$86,000 | $899,000 |
$82,000 | $1,569,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $19,149,000 |
$102,000 | $899,000 |
$76,000 | $1,569,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $763,000 |
$109,000 | $200,000 |
$64,000 | $113,000 |
| Application Denied By Financial Institution |
21 | $1,450,000 |
$69,000 | $127,000 |
$34,000 | $71,000 |
| Application Withdrawn By Applicant |
1 | $177,000 |
$177,000 | $177,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
157 | $16,720,000 |
$106,000 | $899,000 |
$83,000 | $1,569,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $39,000 |
$39,000 | $39,000 |
$80,000 | $80,000 |
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| Collateral |
2 | $136,000 |
$68,000 | $90,000 |
$55,000 | $71,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $759,000 |
$63,000 | $125,000 |
$43,000 | $80,000 |
| Debt-To-Income Ratio |
8 | $594,000 |
$74,000 | $127,000 |
$22,000 | $58,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIDELITY NATIONAL BANK by:
Metropolitan Area And
County
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