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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BANK C/O LINCOLN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BANK C/O LINCOLN BANK |
| Address | 905 SOUTHFIELD DR
PLAINFNELD, IN 46168 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 325 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,803,000 |
| Average Mortgage Loan Amount Applied For | $111,900 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $83,350 |
| Highest Applicant Income | $1,300,000 |
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| Home Improvement |
18 | $743,000 |
$23,000 | $192,000 |
$33,500 | $236,000 |
| Home Purchase |
131 | $16,560,000 |
$81,000 | $650,000 |
$94,500 | $1,300,000 |
| Refinancing |
179 | $24,611,000 |
$123,000 | $900,000 |
$46,500 | $628,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $75,000 |
$75,000 | $75,000 |
$120,000 | $120,000 |
| Black or African American |
2 | $220,000 |
$110,000 | $134,000 |
$39,000 | $79,000 |
| Hispanic |
2 | $243,000 |
$121,000 | $165,000 |
$100,000 | $164,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $432,000 |
$108,000 | $200,000 |
$16,000 | $64,000 |
| Not Provided |
11 | $1,255,000 |
$114,000 | $300,000 |
$95,000 | $223,000 |
| White |
308 | $39,689,000 |
$75,000 | $900,000 |
$63,000 | $1,300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
325 | $41,663,000 |
$74,750 | $900,000 |
$63,500 | $1,300,000 |
| FHA-insured (Federal Housing Administration) |
3 | $251,000 |
$83,000 | $106,000 |
$19,000 | $41,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
20 | $2,839,000 |
$85,333 | $322,000 |
$37,000 | $142,000 |
| Application Denied By Financial Institution |
9 | $637,000 |
$48,000 | $160,000 |
$56,000 | $217,000 |
| Application Withdrawn By Applicant |
16 | $3,132,000 |
$195,000 | $900,000 |
$76,000 | $473,000 |
| File Closed For Incompleteness |
2 | $147,000 |
$73,000 | $74,000 |
$51,000 | $58,000 |
| Loan Originated |
281 | $35,159,000 |
$81,666 | $814,000 |
$74,666 | $1,300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST BANK C/O LINCOLN BANK by:
Metropolitan Area And
County
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