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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST BANK OF HIGHLAND PARK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST BANK OF HIGHLAND PARK |
| Address | 1835 FIRST ST
HIGHLAND PARK, IL 60035 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 79 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $111,435,000 |
| Average Mortgage Loan Amount Applied For | $859,800 |
| Highest Mortgage Loan Amount Applied For | $19,000,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $979,000 |
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| Home Improvement |
15 | $1,867,000 |
$124,000 | $550,000 |
$105,000 | $355,000 |
| Home Purchase |
42 | $71,513,000 |
$1,702,000 | $19,000,000 |
$101,000 | $979,000 |
| Refinancing |
22 | $38,055,000 |
$1,729,000 | $8,014,000 |
$33,000 | $270,000 |
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| American Indian or Alaskan Native |
1 | $7,000 |
$7,000 | $7,000 |
$8,000 | $8,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $424,000 |
$84,000 | $125,000 |
$60,000 | $188,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
32 | $99,601,000 |
$3,112,000 | $19,000,000 |
$0 | $0 |
| Not Provided |
1 | $2,720,000 |
$2,720,000 | $2,720,000 |
$0 | $0 |
| White |
40 | $8,683,000 |
$217,000 | $1,600,000 |
$156,000 | $979,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79 | $111,435,000 |
$1,410,000 | $19,000,000 |
$83,000 | $979,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $4,130,000 |
$4,130,000 | $4,130,000 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $7,308,000 |
$1,218,000 | $3,900,000 |
$9,000 | $47,000 |
| Application Withdrawn By Applicant |
3 | $9,335,000 |
$3,111,000 | $9,225,000 |
$55,000 | $151,000 |
| File Closed For Incompleteness |
1 | $2,720,000 |
$2,720,000 | $2,720,000 |
$0 | $0 |
| Loan Originated |
68 | $87,942,000 |
$1,293,000 | $19,000,000 |
$93,000 | $979,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $6,229,000 |
$1,557,000 | $3,900,000 |
$13,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $1,079,000 |
$539,000 | $639,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST BANK OF HIGHLAND PARK by:
Metropolitan Area And
County
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