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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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FIRST COMMUNITY BANK OF GEORGI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK OF GEORGI |
| Address | 4077 FORSYTH RD
MACON, GA 31210 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 110 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,008,000 |
| Average Mortgage Loan Amount Applied For | $130,789 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $63,315 |
| Highest Applicant Income | $488,000 |
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| Home Improvement |
15 | $884,000 |
$58,000 | $200,000 |
$55,000 | $143,000 |
| Home Purchase |
38 | $2,847,000 |
$74,000 | $320,000 |
$49,000 | $237,000 |
| Refinancing |
57 | $5,277,000 |
$92,000 | $650,000 |
$60,000 | $488,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $646,000 |
$29,000 | $71,000 |
$43,000 | $139,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,099,000 |
$91,000 | $279,000 |
$0 | $0 |
| Not Provided |
3 | $100,000 |
$33,000 | $39,000 |
$31,000 | $49,000 |
| White |
73 | $7,163,000 |
$98,000 | $650,000 |
$70,000 | $488,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
110 | $9,008,000 |
$81,000 | $650,000 |
$56,000 | $488,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $50,000 |
$50,000 | $50,000 |
$105,000 | $105,000 |
| Application Denied By Financial Institution |
14 | $884,000 |
$63,000 | $195,000 |
$34,000 | $85,000 |
| Application Withdrawn By Applicant |
4 | $458,000 |
$114,000 | $320,000 |
$49,000 | $87,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $7,616,000 |
$83,000 | $650,000 |
$59,000 | $488,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK OF GEORGI by:
Metropolitan Area And
County
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