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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST COMMUNITY BANK |
| Address | 2945 S. 132ND STREET
OMAHA, NE 68144 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 72 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,851,000 |
| Average Mortgage Loan Amount Applied For | $200,052 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $64,421 |
| Highest Applicant Income | $360,000 |
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| Home Improvement |
13 | $343,000 |
$26,000 | $95,000 |
$59,000 | $152,000 |
| Home Purchase |
27 | $5,321,000 |
$197,000 | $2,000,000 |
$56,000 | $360,000 |
| Refinancing |
32 | $3,187,000 |
$99,000 | $640,000 |
$54,000 | $300,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$0 | $0 |
| Hispanic |
1 | $234,000 |
$234,000 | $234,000 |
$62,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $3,441,000 |
$215,000 | $2,000,000 |
$8,000 | $137,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
54 | $5,126,000 |
$94,000 | $640,000 |
$71,000 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
72 | $8,851,000 |
$122,000 | $2,000,000 |
$56,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $298,000 |
$298,000 | $298,000 |
$64,000 | $64,000 |
| Application Denied By Financial Institution |
3 | $355,000 |
$118,000 | $160,000 |
$21,000 | $65,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
68 | $8,198,000 |
$120,000 | $2,000,000 |
$57,000 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $160,000 |
$160,000 | $160,000 |
$65,000 | $65,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $195,000 |
$97,000 | $145,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST COMMUNITY BANK by:
Metropolitan Area And
County
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