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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST FINANCIAL BANK& TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST FINANCIAL BANK& TRUST CO |
| Address | PO BOX 563
PLAQUEMINE, LA 70764 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,723,000 |
| Average Mortgage Loan Amount Applied For | $109,428 |
| Highest Mortgage Loan Amount Applied For | $289,000 |
| Average Applicant Income | $66,857 |
| Highest Applicant Income | $219,000 |
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| Home Improvement |
13 | $539,000 |
$41,000 | $102,000 |
$63,000 | $104,000 |
| Home Purchase |
53 | $4,781,000 |
$90,000 | $289,000 |
$61,000 | $219,000 |
| Refinancing |
18 | $974,000 |
$54,000 | $230,000 |
$58,000 | $146,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $163,000 |
$20,000 | $80,000 |
$39,000 | $78,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $362,000 |
$72,000 | $130,000 |
$152,000 | $219,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
71 | $5,769,000 |
$81,000 | $289,000 |
$57,000 | $146,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $6,294,000 |
$74,000 | $289,000 |
$61,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $1,816,000 |
$165,000 | $289,000 |
$64,000 | $124,000 |
| Application Denied By Financial Institution |
9 | $486,000 |
$54,000 | $90,000 |
$31,000 | $62,000 |
| Application Withdrawn By Applicant |
1 | $130,000 |
$130,000 | $130,000 |
$34,000 | $34,000 |
| File Closed For Incompleteness |
1 | $80,000 |
$80,000 | $80,000 |
$50,000 | $50,000 |
| Loan Originated |
62 | $3,782,000 |
$61,000 | $230,000 |
$65,000 | $219,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $486,000 |
$54,000 | $90,000 |
$31,000 | $62,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST FINANCIAL BANK& TRUST CO by:
Metropolitan Area And
County
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