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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST INDIANA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST INDIANA BANK |
| Address | 135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,738 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $725,054,000 |
| Average Mortgage Loan Amount Applied For | $109,286 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $77,717 |
| Highest Applicant Income | $2,500,000 |
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| Home Improvement |
438 | $27,478,000 |
$62,000 | $1,868,000 |
$84,000 | $400,000 |
| Home Purchase |
1,610 | $180,714,000 |
$112,000 | $1,300,000 |
$83,000 | $2,500,000 |
| Refinancing |
4,690 | $516,862,000 |
$110,000 | $2,500,000 |
$82,000 | $1,261,000 |
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| American Indian or Alaskan Native |
17 | $2,700,000 |
$158,000 | $525,000 |
$127,000 | $347,000 |
| Asian |
93 | $9,910,000 |
$106,000 | $412,000 |
$92,000 | $420,000 |
| Black or African American |
536 | $64,382,000 |
$120,000 | $1,300,000 |
$77,000 | $2,500,000 |
| Hispanic |
270 | $26,774,000 |
$99,000 | $680,000 |
$75,000 | $324,000 |
| Native Hawaiin or Other Pacific Islander |
36 | $5,552,000 |
$154,000 | $463,000 |
$106,000 | $391,000 |
| Not applicable |
4 | $3,035,000 |
$758,000 | $1,868,000 |
$0 | $0 |
| Not Provided |
670 | $76,162,000 |
$113,000 | $2,000,000 |
$78,000 | $566,000 |
| White |
5,112 | $536,539,000 |
$104,000 | $2,500,000 |
$83,000 | $1,261,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,738 | $725,054,000 |
$107,000 | $2,500,000 |
$82,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,572 | $160,310,000 |
$101,000 | $740,000 |
$82,000 | $799,000 |
| Application Denied By Financial Institution |
1,676 | $195,480,000 |
$116,000 | $2,000,000 |
$80,000 | $1,009,000 |
| Application Withdrawn By Applicant |
782 | $86,962,000 |
$111,000 | $813,000 |
$81,000 | $700,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2,480 | $244,156,000 |
$98,000 | $2,500,000 |
$84,000 | $2,500,000 |
| Loan Purchased By The Institution |
228 | $38,146,000 |
$167,000 | $1,280,000 |
$89,000 | $728,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
87 | $11,995,000 |
$137,000 | $551,000 |
$108,000 | $1,009,000 |
| Credit Application Incomplete |
4 | $454,000 |
$113,000 | $231,000 |
$89,000 | $150,000 |
| Credit History |
413 | $43,614,000 |
$105,000 | $595,000 |
$70,000 | $420,000 |
| Debt-To-Income Ratio |
251 | $25,556,000 |
$101,000 | $554,000 |
$62,000 | $259,000 |
| Employment History |
47 | $5,605,000 |
$119,000 | $490,000 |
$78,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $18,000 |
$18,000 | $18,000 |
$77,000 | $77,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
850 | $104,450,000 |
$122,000 | $2,000,000 |
$86,000 | $560,000 |
| Unverifiable Information |
23 | $3,788,000 |
$164,000 | $639,000 |
$106,000 | $322,000 |
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Mortgage Loan App Totals for FIRST INDIANA BANK by:
Metropolitan Area And
County
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