|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST INTERNET BANK OF INDIANA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST INTERNET BANK OF INDIANA |
| Address | 7820 INNOVATION BLVD, SUITE 210
INDIANAPOLIS, IN 46278 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 426 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,902,000 |
| Average Mortgage Loan Amount Applied For | $19,170 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $93,021 |
| Highest Applicant Income | $850,000 |
|
|
|
| Home Improvement |
402 | $5,554,000 |
$13,000 | $60,000 |
$91,000 | $850,000 |
| Home Purchase |
17 | $2,330,000 |
$137,000 | $650,000 |
$84,000 | $260,000 |
| Refinancing |
7 | $1,018,000 |
$145,000 | $221,000 |
$121,000 | $211,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
421 | $7,573,000 |
$17,000 | $526,000 |
$91,000 | $850,000 |
| White |
5 | $1,329,000 |
$265,000 | $650,000 |
$130,000 | $211,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
425 | $8,725,000 |
$20,000 | $650,000 |
$92,000 | $850,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $177,000 |
$177,000 | $177,000 |
$27,000 | $27,000 |
|
|
| Application Approved But Not Accepted |
10 | $604,000 |
$60,000 | $177,000 |
$94,000 | $180,000 |
| Application Denied By Financial Institution |
296 | $4,338,000 |
$14,000 | $185,000 |
$84,000 | $780,000 |
| Application Withdrawn By Applicant |
2 | $20,000 |
$10,000 | $10,000 |
$78,000 | $108,000 |
| File Closed For Incompleteness |
76 | $1,175,000 |
$15,000 | $46,000 |
$100,000 | $486,000 |
| Loan Originated |
42 | $2,765,000 |
$65,000 | $650,000 |
$130,000 | $850,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
57 | $854,000 |
$14,000 | $40,000 |
$107,000 | $780,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
123 | $1,509,000 |
$12,000 | $60,000 |
$72,000 | $655,000 |
| Debt-To-Income Ratio |
77 | $1,359,000 |
$17,000 | $185,000 |
$71,000 | $481,000 |
| Employment History |
7 | $110,000 |
$15,000 | $20,000 |
$59,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
32 | $506,000 |
$15,000 | $50,000 |
$123,000 | $676,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST INTERNET BANK OF INDIANA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
