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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST LOUISIANA NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST LOUISIANA NATIONAL BANK |
| Address | 485 MILLS AVE
BREAUX BRIDGE, LA 70517 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 383 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,070,000 |
| Average Mortgage Loan Amount Applied For | $55,090 |
| Highest Mortgage Loan Amount Applied For | $409,000 |
| Average Applicant Income | $59,454 |
| Highest Applicant Income | $319,000 |
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| Home Improvement |
121 | $2,177,000 |
$17,000 | $131,000 |
$50,000 | $191,000 |
| Home Purchase |
108 | $6,468,000 |
$59,000 | $342,000 |
$56,000 | $232,000 |
| Refinancing |
155 | $7,438,000 |
$47,000 | $409,000 |
$44,000 | $319,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
54 | $1,620,000 |
$30,000 | $240,000 |
$44,000 | $319,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $2,809,000 |
$133,000 | $366,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
309 | $11,654,000 |
$37,000 | $409,000 |
$54,000 | $232,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
384 | $16,083,000 |
$41,000 | $409,000 |
$49,000 | $319,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
16 | $590,000 |
$36,000 | $115,000 |
$60,000 | $102,000 |
| Application Denied By Financial Institution |
38 | $2,077,000 |
$54,000 | $289,000 |
$49,000 | $136,000 |
| Application Withdrawn By Applicant |
3 | $224,000 |
$74,000 | $122,000 |
$64,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
327 | $13,192,000 |
$40,000 | $409,000 |
$49,000 | $319,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $453,000 |
$50,000 | $78,000 |
$57,000 | $103,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $1,074,000 |
$46,000 | $240,000 |
$43,000 | $123,000 |
| Debt-To-Income Ratio |
2 | $327,000 |
$163,000 | $289,000 |
$63,000 | $126,000 |
| Employment History |
2 | $110,000 |
$55,000 | $75,000 |
$77,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $85,000 |
$85,000 | $85,000 |
$36,000 | $36,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $28,000 |
$28,000 | $28,000 |
$30,000 | $30,000 |
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Mortgage Loan App Totals for FIRST LOUISIANA NATIONAL BANK by:
Metropolitan Area And
County
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