|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST LOWNDES BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST LOWNDES BANK |
| Address | P O BOX 508
FORT DEPOSIT, AL 36032 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 204 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,837,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $93,866 |
| Highest Applicant Income | $610,000 |
|
|
|
| Home Improvement |
8 | $229,000 |
$28,000 | $70,000 |
$40,000 | $75,000 |
| Home Purchase |
64 | $3,767,000 |
$58,000 | $350,000 |
$84,000 | $610,000 |
| Refinancing |
132 | $7,841,000 |
$59,000 | $500,000 |
$54,000 | $420,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
43 | $1,223,000 |
$28,000 | $103,000 |
$40,000 | $110,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $789,000 |
$98,000 | $303,000 |
$6,000 | $48,000 |
| Not Provided |
2 | $225,000 |
$112,000 | $189,000 |
$157,000 | $254,000 |
| White |
151 | $9,600,000 |
$63,000 | $500,000 |
$71,000 | $610,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
204 | $11,837,000 |
$58,000 | $500,000 |
$63,000 | $610,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $364,000 |
$24,000 | $85,000 |
$32,000 | $71,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
189 | $11,473,000 |
$60,000 | $500,000 |
$65,000 | $610,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST LOWNDES BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
