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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK ALASKA
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK ALASKA |
| Address | 101 W 36TH AVENUE, STE 305
ANCHORAGE, AK 99503 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,324 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $248,330,000 |
| Average Mortgage Loan Amount Applied For | $156,565 |
| Highest Mortgage Loan Amount Applied For | $3,200,000 |
| Average Applicant Income | $59,391 |
| Highest Applicant Income | $2,574,000 |
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| Home Improvement |
217 | $32,166,000 |
$148,000 | $695,000 |
$57,000 | $299,000 |
| Home Purchase |
782 | $162,814,000 |
$208,000 | $3,200,000 |
$62,000 | $1,000,000 |
| Refinancing |
325 | $53,350,000 |
$164,000 | $1,692,000 |
$63,000 | $2,574,000 |
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| American Indian or Alaskan Native |
90 | $11,463,000 |
$127,000 | $357,000 |
$51,000 | $193,000 |
| Asian |
25 | $4,660,000 |
$186,000 | $500,000 |
$59,000 | $350,000 |
| Black or African American |
18 | $3,337,000 |
$185,000 | $350,000 |
$46,000 | $144,000 |
| Hispanic |
34 | $5,621,000 |
$165,000 | $450,000 |
$54,000 | $543,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $2,342,000 |
$180,000 | $280,000 |
$57,000 | $139,000 |
| Not applicable |
22 | $14,997,000 |
$681,000 | $3,200,000 |
$14,000 | $317,000 |
| Not Provided |
162 | $30,567,000 |
$188,000 | $1,215,000 |
$63,000 | $549,000 |
| White |
960 | $175,343,000 |
$182,000 | $2,420,000 |
$64,000 | $2,574,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,237 | $232,154,000 |
$187,000 | $3,200,000 |
$62,000 | $2,574,000 |
| FHA-insured (Federal Housing Administration) |
38 | $6,376,000 |
$167,000 | $525,000 |
$39,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
21 | $2,735,000 |
$130,000 | $275,000 |
$38,000 | $74,000 |
| VA-guaranteed (Veterans Administration) |
28 | $7,065,000 |
$252,000 | $501,000 |
$53,000 | $150,000 |
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| Application Approved But Not Accepted |
57 | $12,943,000 |
$227,000 | $2,420,000 |
$85,000 | $317,000 |
| Application Denied By Financial Institution |
55 | $9,331,000 |
$169,000 | $600,000 |
$57,000 | $549,000 |
| Application Withdrawn By Applicant |
256 | $48,548,000 |
$189,000 | $1,215,000 |
$0 | $0 |
| File Closed For Incompleteness |
95 | $14,570,000 |
$153,000 | $360,000 |
$0 | $0 |
| Loan Originated |
861 | $162,938,000 |
$189,000 | $3,200,000 |
$85,000 | $2,574,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $1,215,000 |
$151,000 | $525,000 |
$43,000 | $131,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
31 | $4,885,000 |
$157,000 | $413,000 |
$77,000 | $549,000 |
| Debt-To-Income Ratio |
9 | $2,190,000 |
$243,000 | $600,000 |
$25,000 | $49,000 |
| Employment History |
2 | $219,000 |
$109,000 | $166,000 |
$22,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $706,000 |
$176,000 | $295,000 |
$17,000 | $22,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $116,000 |
$116,000 | $116,000 |
$27,000 | $27,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK ALASKA by:
Metropolitan Area And
County
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