|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIRST NATIONAL BANK AND TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIRST NATIONAL BANK AND TRUST |
| Address | 801 E BROADWAY
COLUMBIA, MO 65201 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 489 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $69,868,000 |
| Average Mortgage Loan Amount Applied For | $158,357 |
| Highest Mortgage Loan Amount Applied For | $999,000 |
| Average Applicant Income | $117,714 |
| Highest Applicant Income | $850,000 |
|
|
|
| Home Improvement |
4 | $150,000 |
$37,000 | $94,000 |
$39,000 | $68,000 |
| Home Purchase |
290 | $45,642,000 |
$157,000 | $999,000 |
$93,000 | $850,000 |
| Refinancing |
195 | $24,076,000 |
$123,000 | $665,000 |
$79,000 | $673,000 |
|
|
| American Indian or Alaskan Native |
5 | $579,000 |
$115,000 | $190,000 |
$24,000 | $45,000 |
| Asian |
22 | $3,711,000 |
$168,000 | $366,000 |
$73,000 | $225,000 |
| Black or African American |
14 | $2,436,000 |
$174,000 | $730,000 |
$121,000 | $850,000 |
| Hispanic |
9 | $1,302,000 |
$144,000 | $480,000 |
$67,000 | $203,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $1,848,000 |
$231,000 | $378,000 |
$88,000 | $300,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
36 | $4,792,000 |
$133,000 | $665,000 |
$74,000 | $673,000 |
| White |
395 | $55,200,000 |
$139,000 | $999,000 |
$89,000 | $501,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
489 | $69,868,000 |
$142,000 | $999,000 |
$87,000 | $850,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
69 | $10,156,000 |
$147,000 | $730,000 |
$89,000 | $850,000 |
| Application Denied By Financial Institution |
29 | $2,987,000 |
$103,000 | $221,000 |
$48,000 | $155,000 |
| Application Withdrawn By Applicant |
1 | $140,000 |
$140,000 | $140,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
390 | $56,585,000 |
$145,000 | $999,000 |
$90,000 | $673,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $258,000 |
$86,000 | $144,000 |
$96,000 | $155,000 |
| Credit Application Incomplete |
7 | $991,000 |
$141,000 | $221,000 |
$60,000 | $121,000 |
| Credit History |
12 | $1,037,000 |
$86,000 | $179,000 |
$37,000 | $61,000 |
| Debt-To-Income Ratio |
7 | $701,000 |
$100,000 | $140,000 |
$36,000 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIRST NATIONAL BANK AND TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
