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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF CRESTVI
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF CRESTVI |
| Address | 1301 INDUSTRIAL DRIVE, P.O. BOX 1119
CRESTVIEW, FL 32539 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 33 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,529,000 |
| Average Mortgage Loan Amount Applied For | $32,500 |
| Highest Mortgage Loan Amount Applied For | $325,000 |
| Average Applicant Income | $51,750 |
| Highest Applicant Income | $212,000 |
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| Home Improvement |
17 | $313,000 |
$18,000 | $90,000 |
$40,000 | $105,000 |
| Home Purchase |
13 | $2,005,000 |
$154,000 | $325,000 |
$86,000 | $212,000 |
| Refinancing |
3 | $211,000 |
$70,000 | $110,000 |
$57,000 | $138,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $1,000 |
$1,000 | $1,000 |
$31,000 | $31,000 |
| Hispanic |
1 | $26,000 |
$26,000 | $26,000 |
$48,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $159,000 |
$79,000 | $99,000 |
$88,000 | $127,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
29 | $2,343,000 |
$80,000 | $325,000 |
$59,000 | $212,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $2,529,000 |
$76,000 | $325,000 |
$60,000 | $212,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $673,000 |
$67,000 | $280,000 |
$50,000 | $110,000 |
| Application Withdrawn By Applicant |
3 | $97,000 |
$32,000 | $60,000 |
$58,000 | $138,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
20 | $1,759,000 |
$87,000 | $325,000 |
$65,000 | $212,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$110,000 | $110,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $363,000 |
$51,000 | $280,000 |
$38,000 | $76,000 |
| Debt-To-Income Ratio |
2 | $200,000 |
$100,000 | $110,000 |
$60,000 | $105,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF CRESTVI by:
Metropolitan Area And
County
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