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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK OF LAGRANG
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK OF LAGRANG |
| Address | 620 W BURLINGTON AVENUE
LAGRANGE, IL 60525 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 81 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,444,000 |
| Average Mortgage Loan Amount Applied For | $250,583 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $249,166 |
| Highest Applicant Income | $1,300,000 |
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| Home Improvement |
13 | $1,094,000 |
$84,000 | $500,000 |
$189,000 | $1,052,000 |
| Home Purchase |
40 | $9,110,000 |
$227,000 | $880,000 |
$177,000 | $1,300,000 |
| Refinancing |
30 | $7,090,000 |
$236,000 | $705,000 |
$162,000 | $1,094,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $468,000 |
$156,000 | $227,000 |
$88,000 | $142,000 |
| Hispanic |
3 | $160,000 |
$53,000 | $140,000 |
$104,000 | $190,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $500,000 |
$500,000 | $500,000 |
$0 | $0 |
| Not Provided |
2 | $419,000 |
$209,000 | $269,000 |
$60,000 | $88,000 |
| White |
74 | $15,747,000 |
$212,000 | $880,000 |
$185,000 | $1,300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $17,294,000 |
$208,000 | $880,000 |
$173,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $6,000 |
$6,000 | $6,000 |
$41,000 | $41,000 |
| Application Withdrawn By Applicant |
3 | $1,021,000 |
$340,000 | $500,000 |
$169,000 | $240,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
79 | $16,267,000 |
$205,000 | $880,000 |
$175,000 | $1,300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $6,000 |
$6,000 | $6,000 |
$41,000 | $41,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK OF LAGRANG by:
Metropolitan Area And
County
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