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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NATIONAL BANK & TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NATIONAL BANK & TRUST CO |
| Address | 630 DELAWARE
LEAVENWORTH, KS 66048 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,489,000 |
| Average Mortgage Loan Amount Applied For | $136,125 |
| Highest Mortgage Loan Amount Applied For | $435,000 |
| Average Applicant Income | $83,500 |
| Highest Applicant Income | $292,000 |
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| Home Improvement |
13 | $362,000 |
$27,000 | $125,000 |
$77,000 | $167,000 |
| Home Purchase |
32 | $2,558,000 |
$79,000 | $238,000 |
$80,000 | $292,000 |
| Refinancing |
63 | $6,569,000 |
$104,000 | $435,000 |
$77,000 | $254,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $444,000 |
$148,000 | $238,000 |
$77,000 | $90,000 |
| Black or African American |
1 | $68,000 |
$68,000 | $68,000 |
$77,000 | $77,000 |
| Hispanic |
3 | $369,000 |
$123,000 | $189,000 |
$87,000 | $181,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $257,000 |
$85,000 | $113,000 |
$146,000 | $219,000 |
| Not Provided |
1 | $5,000 |
$5,000 | $5,000 |
$29,000 | $29,000 |
| White |
97 | $8,346,000 |
$86,000 | $435,000 |
$76,000 | $292,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
108 | $9,489,000 |
$87,000 | $435,000 |
$78,000 | $292,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,655,000 |
$127,000 | $435,000 |
$65,000 | $254,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
95 | $7,834,000 |
$82,000 | $395,000 |
$80,000 | $292,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $467,000 |
$77,000 | $200,000 |
$46,000 | $95,000 |
| Debt-To-Income Ratio |
6 | $753,000 |
$125,000 | $238,000 |
$54,000 | $83,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $435,000 |
$435,000 | $435,000 |
$254,000 | $254,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST NATIONAL BANK & TRUST CO by:
Metropolitan Area And
County
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