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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST NAT'L BANK OF EASTERN AR
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST NAT'L BANK OF EASTERN AR |
| Address | 101 N WASHINGTON ST.
FORREST CITY, AR 72335 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 18 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,184,000 |
| Average Mortgage Loan Amount Applied For | $203,250 |
| Highest Mortgage Loan Amount Applied For | $313,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $242,000 |
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| Home Improvement |
183 | $1,472,000 |
$8,000 | $60,000 |
$35,000 | $168,000 |
| Home Purchase |
107 | $6,080,000 |
$56,000 | $300,000 |
$65,000 | $585,000 |
| Refinancing |
38 | $3,401,000 |
$89,000 | $405,000 |
$71,000 | $173,000 |
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| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$48,000 | $48,000 |
| Asian |
5 | $174,000 |
$34,000 | $104,000 |
$37,000 | $48,000 |
| Black or African American |
134 | $1,662,000 |
$12,000 | $160,000 |
$32,000 | $166,000 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$24,000 | $24,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $300,000 |
$300,000 | $300,000 |
$240,000 | $240,000 |
| Not applicable |
5 | $151,000 |
$30,000 | $44,000 |
$186,000 | $585,000 |
| Not Provided |
4 | $14,000 |
$3,000 | $5,000 |
$22,000 | $29,000 |
| White |
177 | $8,627,000 |
$48,000 | $405,000 |
$58,000 | $242,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
327 | $10,952,000 |
$33,000 | $405,000 |
$49,000 | $585,000 |
| FHA-insured (Federal Housing Administration) |
1 | $1,000 |
$1,000 | $1,000 |
$22,000 | $22,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
38 | $881,000 |
$23,000 | $160,000 |
$24,000 | $58,000 |
| Application Withdrawn By Applicant |
5 | $356,000 |
$71,000 | $120,000 |
$70,000 | $173,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
283 | $9,595,000 |
$33,000 | $405,000 |
$52,000 | $585,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $121,000 |
$60,000 | $66,000 |
$34,000 | $46,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $60,000 |
$60,000 | $60,000 |
$15,000 | $15,000 |
| Credit History |
37 | $912,000 |
$24,000 | $160,000 |
$24,000 | $58,000 |
| Debt-To-Income Ratio |
1 | $5,000 |
$5,000 | $5,000 |
$28,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $25,000 |
$25,000 | $25,000 |
$32,000 | $32,000 |
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Mortgage Loan App Totals for FIRST NAT'L BANK OF EASTERN AR by:
Metropolitan Area And
County
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