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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SECURITY BANK |
| Address | 114 N MAIN
BEEBE, AR 72012 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,296 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $246,591,000 |
| Average Mortgage Loan Amount Applied For | $123,416 |
| Highest Mortgage Loan Amount Applied For | $3,431,000 |
| Average Applicant Income | $49,375 |
| Highest Applicant Income | $672,000 |
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| Home Improvement |
157 | $5,807,000 |
$36,000 | $390,000 |
$68,000 | $672,000 |
| Home Purchase |
1,593 | $178,278,000 |
$111,000 | $1,400,000 |
$58,000 | $504,000 |
| Refinancing |
548 | $62,661,000 |
$114,000 | $3,431,000 |
$61,000 | $428,000 |
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| American Indian or Alaskan Native |
13 | $1,298,000 |
$99,000 | $240,000 |
$56,000 | $106,000 |
| Asian |
29 | $3,125,000 |
$107,000 | $310,000 |
$39,000 | $210,000 |
| Black or African American |
67 | $6,714,000 |
$100,000 | $374,000 |
$48,000 | $240,000 |
| Hispanic |
149 | $12,119,000 |
$81,000 | $269,000 |
$36,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $236,000 |
$78,000 | $158,000 |
$45,000 | $81,000 |
| Not applicable |
39 | $15,273,000 |
$391,000 | $3,431,000 |
$0 | $0 |
| Not Provided |
21 | $2,293,000 |
$109,000 | $286,000 |
$74,000 | $192,000 |
| White |
1,977 | $205,688,000 |
$104,000 | $1,383,000 |
$63,000 | $672,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,688 | $186,991,000 |
$110,000 | $3,431,000 |
$66,000 | $672,000 |
| FHA-insured (Federal Housing Administration) |
281 | $27,747,000 |
$98,000 | $203,000 |
$50,000 | $504,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
242 | $20,478,000 |
$84,000 | $190,000 |
$32,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
87 | $11,530,000 |
$132,000 | $417,000 |
$54,000 | $123,000 |
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| Application Approved But Not Accepted |
74 | $9,294,000 |
$125,000 | $548,000 |
$64,000 | $250,000 |
| Application Denied By Financial Institution |
231 | $18,903,000 |
$81,000 | $350,000 |
$39,000 | $240,000 |
| Application Withdrawn By Applicant |
284 | $29,692,000 |
$104,000 | $720,000 |
$54,000 | $279,000 |
| File Closed For Incompleteness |
65 | $7,625,000 |
$117,000 | $360,000 |
$47,000 | $269,000 |
| Loan Originated |
1,602 | $177,019,000 |
$110,000 | $3,431,000 |
$65,000 | $672,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $311,000 |
$155,000 | $225,000 |
$52,000 | $84,000 |
| Preapproval Denied by Financial Institution |
40 | $3,902,000 |
$97,000 | $300,000 |
$41,000 | $98,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SECURITY BANK by:
Metropolitan Area And
County
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