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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST SOUTHERN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST SOUTHERN BANK |
| Address | 900 N FEDERAL HWY #300
BOCA RATON, FL 33432 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 15 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,772,000 |
| Average Mortgage Loan Amount Applied For | $637,200 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $200,400 |
| Highest Applicant Income | $544,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6 | $2,732,000 |
$455,000 | $917,000 |
$228,000 | $544,000 |
| Refinancing |
9 | $8,040,000 |
$893,000 | $2,000,000 |
$104,000 | $343,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $200,000 |
$200,000 | $200,000 |
$94,000 | $94,000 |
| Black or African American |
1 | $300,000 |
$300,000 | $300,000 |
$73,000 | $73,000 |
| Hispanic |
2 | $1,202,000 |
$601,000 | $917,000 |
$435,000 | $544,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $3,762,000 |
$940,000 | $2,000,000 |
$18,000 | $72,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
7 | $5,308,000 |
$758,000 | $2,000,000 |
$171,000 | $502,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15 | $10,772,000 |
$718,000 | $2,000,000 |
$153,000 | $544,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $1,174,000 |
$587,000 | $887,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $2,660,000 |
$886,000 | $1,810,000 |
$145,000 | $343,000 |
| File Closed For Incompleteness |
2 | $954,000 |
$477,000 | $730,000 |
$251,000 | $502,000 |
| Loan Originated |
8 | $5,984,000 |
$748,000 | $2,000,000 |
$171,000 | $544,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST SOUTHERN BANK by:
Metropolitan Area And
County
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