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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRST STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRST STATE BANK |
| Address | 802 MAIN ST
JOPLIN, MO 64801 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,714,000 |
| Average Mortgage Loan Amount Applied For | $175,000 |
| Highest Mortgage Loan Amount Applied For | $1,549,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $388,000 |
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| Home Improvement |
4 | $71,000 |
$17,000 | $38,000 |
$104,000 | $231,000 |
| Home Purchase |
87 | $7,497,000 |
$86,000 | $737,000 |
$64,000 | $1,000,000 |
| Refinancing |
51 | $8,326,000 |
$163,000 | $1,549,000 |
$65,000 | $388,000 |
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| American Indian or Alaskan Native |
3 | $140,000 |
$46,000 | $87,000 |
$27,000 | $53,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $190,000 |
$190,000 | $190,000 |
$73,000 | $73,000 |
| Hispanic |
4 | $304,000 |
$76,000 | $114,000 |
$33,000 | $59,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $3,239,000 |
$249,000 | $1,549,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
121 | $12,021,000 |
$99,000 | $1,288,000 |
$75,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
142 | $15,894,000 |
$111,000 | $1,549,000 |
$66,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
37 | $2,681,000 |
$72,000 | $180,000 |
$34,000 | $153,000 |
| Application Withdrawn By Applicant |
65 | $5,738,000 |
$88,000 | $260,000 |
$49,000 | $240,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $7,475,000 |
$186,000 | $1,549,000 |
$123,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRST STATE BANK by:
Metropolitan Area And
County
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