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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK OF CHERRY CREEK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK OF CHERRY CREEK |
| Address | 100 ST. PAUL STREET
DENVER, CO 80206 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,989,000 |
| Average Mortgage Loan Amount Applied For | $225,666 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $148,888 |
| Highest Applicant Income | $420,000 |
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| Home Improvement |
35 | $2,880,000 |
$82,000 | $663,000 |
$86,000 | $246,000 |
| Home Purchase |
45 | $9,194,000 |
$204,000 | $705,000 |
$102,000 | $366,000 |
| Refinancing |
31 | $4,915,000 |
$158,000 | $1,500,000 |
$84,000 | $420,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $278,000 |
$92,000 | $171,000 |
$44,000 | $70,000 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$24,000 | $24,000 |
| Hispanic |
12 | $1,295,000 |
$107,000 | $376,000 |
$59,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $2,700,000 |
$450,000 | $1,500,000 |
$0 | $0 |
| Not Provided |
6 | $891,000 |
$148,000 | $529,000 |
$96,000 | $188,000 |
| White |
83 | $11,775,000 |
$141,000 | $705,000 |
$106,000 | $420,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $16,989,000 |
$153,000 | $1,500,000 |
$92,000 | $420,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $1,615,000 |
$146,000 | $340,000 |
$65,000 | $171,000 |
| Application Denied By Financial Institution |
12 | $2,207,000 |
$183,000 | $529,000 |
$73,000 | $188,000 |
| Application Withdrawn By Applicant |
2 | $363,000 |
$181,000 | $183,000 |
$39,000 | $48,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $12,804,000 |
$148,000 | $1,500,000 |
$99,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $594,000 |
$198,000 | $529,000 |
$139,000 | $188,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $205,000 |
$205,000 | $205,000 |
$60,000 | $60,000 |
| Debt-To-Income Ratio |
7 | $1,388,000 |
$198,000 | $380,000 |
$53,000 | $80,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $20,000 |
$20,000 | $20,000 |
$26,000 | $26,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK OF CHERRY CREEK by:
Metropolitan Area And
County
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