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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIRSTBANK SOUTHWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIRSTBANK SOUTHWEST |
| Address | 2201 CIVIC CIRCLE
AMARILLO, TX 79109 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 452 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,444,000 |
| Average Mortgage Loan Amount Applied For | $67,310 |
| Highest Mortgage Loan Amount Applied For | $678,000 |
| Average Applicant Income | $114,551 |
| Highest Applicant Income | $1,033,000 |
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| Home Improvement |
111 | $2,125,000 |
$21,000 | $300,000 |
$100,333 | $850,000 |
| Home Purchase |
245 | $19,526,000 |
$85,333 | $678,000 |
$59,000 | $430,000 |
| Refinancing |
98 | $6,008,000 |
$56,500 | $266,000 |
$112,500 | $1,033,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $145,000 |
$145,000 | $145,000 |
$38,000 | $38,000 |
| Black or African American |
4 | $48,000 |
$12,000 | $25,000 |
$76,000 | $198,000 |
| Hispanic |
108 | $4,040,000 |
$37,000 | $144,000 |
$56,000 | $805,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $441,000 |
$63,000 | $149,000 |
$125,000 | $833,000 |
| Not Provided |
5 | $194,000 |
$38,000 | $64,000 |
$40,000 | $99,000 |
| White |
329 | $22,791,000 |
$63,000 | $678,000 |
$92,400 | $1,033,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
387 | $23,934,000 |
$61,400 | $678,000 |
$91,600 | $1,033,000 |
| FHA-insured (Federal Housing Administration) |
63 | $3,480,000 |
$55,000 | $99,000 |
$48,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $245,000 |
$61,000 | $127,000 |
$29,000 | $40,000 |
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| Application Approved But Not Accepted |
19 | $1,352,000 |
$71,000 | $329,000 |
$62,000 | $157,000 |
| Application Denied By Financial Institution |
46 | $1,500,000 |
$32,000 | $150,000 |
$31,000 | $123,000 |
| Application Withdrawn By Applicant |
4 | $270,000 |
$67,000 | $101,000 |
$97,000 | $218,000 |
| File Closed For Incompleteness |
1 | $45,000 |
$45,000 | $45,000 |
$43,000 | $43,000 |
| Loan Originated |
382 | $24,277,000 |
$50,500 | $678,000 |
$100,500 | $1,033,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $90,000 |
$90,000 | $90,000 |
$74,000 | $74,000 |
| Preapproval Denied by Financial Institution |
1 | $125,000 |
$125,000 | $125,000 |
$66,000 | $66,000 |
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| Collateral |
3 | $150,000 |
$50,000 | $66,000 |
$45,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
31 | $970,000 |
$76,500 | $134,000 |
$49,000 | $95,000 |
| Debt-To-Income Ratio |
8 | $340,000 |
$42,000 | $150,000 |
$35,000 | $123,000 |
| Employment History |
2 | $71,000 |
$35,000 | $59,000 |
$20,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $94,000 |
$31,000 | $64,000 |
$17,000 | $26,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIRSTBANK SOUTHWEST by:
Metropolitan Area And
County
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