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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIVE COUNTY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIVE COUNTY CREDIT UNION |
| Address | P.O. BOX 598
BATH, ME 04530 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,035,000 |
| Average Mortgage Loan Amount Applied For | $117,777 |
| Highest Mortgage Loan Amount Applied For | $336,000 |
| Average Applicant Income | $56,555 |
| Highest Applicant Income | $196,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
15 | $2,151,000 |
$143,000 | $250,000 |
$59,000 | $107,000 |
| Refinancing |
51 | $6,884,000 |
$134,000 | $336,000 |
$55,000 | $196,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $90,000 |
$90,000 | $90,000 |
$28,000 | $28,000 |
| White |
65 | $8,945,000 |
$137,000 | $336,000 |
$56,000 | $196,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $9,035,000 |
$136,000 | $336,000 |
$56,000 | $196,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,079,000 |
$134,000 | $250,000 |
$58,000 | $85,000 |
| Application Withdrawn By Applicant |
3 | $452,000 |
$150,000 | $214,000 |
$75,000 | $112,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
55 | $7,504,000 |
$136,000 | $336,000 |
$54,000 | $196,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $202,000 |
$101,000 | $162,000 |
$72,000 | $85,000 |
| Credit Application Incomplete |
1 | $177,000 |
$177,000 | $177,000 |
$69,000 | $69,000 |
| Credit History |
1 | $180,000 |
$180,000 | $180,000 |
$75,000 | $75,000 |
| Debt-To-Income Ratio |
2 | $340,000 |
$170,000 | $250,000 |
$41,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIVE COUNTY CREDIT UNION by:
Metropolitan Area And
County
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