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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB MOOSE LAKE
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB MOOSE LAKE |
| Address | 400 ELM AVENUE, PO BOX 429
MOOSE LAKE, MN 55767 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 18 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,302,000 |
| Average Mortgage Loan Amount Applied For | $102,500 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $165,000 |
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| Home Improvement |
4 | $285,000 |
$71,000 | $245,000 |
$93,000 | $165,000 |
| Home Purchase |
16 | $1,729,000 |
$108,000 | $350,000 |
$71,000 | $250,000 |
| Refinancing |
8 | $989,000 |
$123,000 | $300,000 |
$72,000 | $143,000 |
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| American Indian or Alaskan Native |
2 | $100,000 |
$50,000 | $72,000 |
$49,000 | $52,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
26 | $2,903,000 |
$111,000 | $350,000 |
$77,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $3,003,000 |
$107,000 | $350,000 |
$75,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $90,000 |
$90,000 | $90,000 |
$62,000 | $62,000 |
| Application Denied By Financial Institution |
3 | $165,000 |
$55,000 | $120,000 |
$45,000 | $62,000 |
| Application Withdrawn By Applicant |
5 | $600,000 |
$120,000 | $200,000 |
$56,000 | $83,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $2,148,000 |
$113,000 | $350,000 |
$85,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $45,000 |
$22,000 | $40,000 |
$49,000 | $62,000 |
| Debt-To-Income Ratio |
1 | $120,000 |
$120,000 | $120,000 |
$38,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FNB MOOSE LAKE by:
Metropolitan Area And
County
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