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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FNB ROCKIES
Mortgage Loans and Application Details
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| Mortgage Company Name |
FNB ROCKIES |
| Address | PO BOX 600
MEEKER, CO 81641 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 86 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,839,000 |
| Average Mortgage Loan Amount Applied For | $89,400 |
| Highest Mortgage Loan Amount Applied For | $342,000 |
| Average Applicant Income | $50,800 |
| Highest Applicant Income | $250,000 |
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| Home Improvement |
20 | $399,000 |
$19,000 | $76,000 |
$40,000 | $76,000 |
| Home Purchase |
39 | $3,362,000 |
$86,000 | $342,000 |
$55,000 | $250,000 |
| Refinancing |
27 | $2,078,000 |
$76,000 | $201,000 |
$48,000 | $153,000 |
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| American Indian or Alaskan Native |
1 | $288,000 |
$288,000 | $288,000 |
$61,000 | $61,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $228,000 |
$76,000 | $130,000 |
$63,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $957,000 |
$119,000 | $183,000 |
$5,000 | $21,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
74 | $4,366,000 |
$59,000 | $342,000 |
$54,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $5,839,000 |
$67,000 | $342,000 |
$50,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $195,000 |
$97,000 | $148,000 |
$75,000 | $106,000 |
| Application Denied By Financial Institution |
3 | $146,000 |
$48,000 | $85,000 |
$71,000 | $128,000 |
| Application Withdrawn By Applicant |
3 | $409,000 |
$136,000 | $203,000 |
$39,000 | $88,000 |
| File Closed For Incompleteness |
1 | $110,000 |
$110,000 | $110,000 |
$59,000 | $59,000 |
| Loan Originated |
77 | $4,979,000 |
$64,000 | $342,000 |
$48,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $45,000 |
$45,000 | $45,000 |
$128,000 | $128,000 |
| Debt-To-Income Ratio |
2 | $101,000 |
$50,000 | $85,000 |
$42,000 | $51,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FNB ROCKIES by:
Metropolitan Area And
County
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