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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FOX VALLEY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FOX VALLEY SAVINGS BANK |
| Address | 51 E FIRST ST
FOND DU LAC, WI 54935 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 481 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $52,858,000 |
| Average Mortgage Loan Amount Applied For | $146,500 |
| Highest Mortgage Loan Amount Applied For | $541,000 |
| Average Applicant Income | $70,928 |
| Highest Applicant Income | $896,000 |
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| Home Improvement |
74 | $1,321,000 |
$17,000 | $68,000 |
$63,000 | $152,000 |
| Home Purchase |
266 | $35,558,000 |
$133,000 | $541,000 |
$66,000 | $896,000 |
| Refinancing |
148 | $16,831,000 |
$113,000 | $485,000 |
$76,000 | $896,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $291,000 |
$145,000 | $280,000 |
$41,000 | $55,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $319,000 |
$106,000 | $145,000 |
$45,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $653,000 |
$163,000 | $271,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
479 | $52,447,000 |
$109,000 | $541,000 |
$69,000 | $896,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
488 | $53,710,000 |
$110,000 | $541,000 |
$68,000 | $896,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $558,000 |
$139,000 | $205,000 |
$54,000 | $76,000 |
| Application Denied By Financial Institution |
16 | $1,765,000 |
$110,000 | $273,000 |
$43,000 | $88,000 |
| Application Withdrawn By Applicant |
27 | $3,317,000 |
$122,000 | $495,000 |
$58,000 | $236,000 |
| File Closed For Incompleteness |
1 | $280,000 |
$280,000 | $280,000 |
$55,000 | $55,000 |
| Loan Originated |
435 | $47,052,000 |
$108,000 | $541,000 |
$71,000 | $896,000 |
| Loan Purchased By The Institution |
3 | $586,000 |
$195,000 | $271,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $62,000 |
$62,000 | $62,000 |
$29,000 | $29,000 |
| Preapproval Denied by Financial Institution |
1 | $90,000 |
$90,000 | $90,000 |
$42,000 | $42,000 |
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| Collateral |
1 | $117,000 |
$117,000 | $117,000 |
$45,000 | $45,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
14 | $1,499,000 |
$107,000 | $273,000 |
$45,000 | $88,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
2 | $239,000 |
$119,000 | $122,000 |
$28,000 | $31,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FOX VALLEY SAVINGS BANK by:
Metropolitan Area And
County
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