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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FREMONT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FREMONT BANK |
| Address | 25151 CLAWITER ROAD
HAYWARD, CA 94545 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,028 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $941,720,000 |
| Average Mortgage Loan Amount Applied For | $252,650 |
| Highest Mortgage Loan Amount Applied For | $8,500,000 |
| Average Applicant Income | $114,142 |
| Highest Applicant Income | $1,705,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
216 | $91,494,000 |
$423,000 | $8,500,000 |
$149,000 | $1,425,000 |
| Refinancing |
2,845 | $865,673,000 |
$304,000 | $6,850,000 |
$100,000 | $1,705,000 |
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| American Indian or Alaskan Native |
4 | $1,071,000 |
$267,000 | $330,000 |
$82,000 | $120,000 |
| Asian |
436 | $157,411,000 |
$361,000 | $8,500,000 |
$107,000 | $1,388,000 |
| Black or African American |
71 | $24,365,000 |
$343,000 | $855,000 |
$92,000 | $300,000 |
| Hispanic |
265 | $75,438,000 |
$284,000 | $840,000 |
$79,000 | $307,000 |
| Native Hawaiin or Other Pacific Islander |
93 | $31,636,000 |
$340,000 | $760,000 |
$102,000 | $328,000 |
| Not applicable |
22 | $34,076,000 |
$1,548,000 | $6,850,000 |
$0 | $0 |
| Not Provided |
855 | $263,680,000 |
$308,000 | $2,000,000 |
$108,000 | $1,151,000 |
| White |
1,315 | $369,490,000 |
$280,000 | $2,050,000 |
$107,000 | $1,705,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,061 | $957,167,000 |
$312,000 | $8,500,000 |
$104,000 | $1,705,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
154 | $60,231,000 |
$391,000 | $8,500,000 |
$101,000 | $492,000 |
| Application Denied By Financial Institution |
279 | $115,373,000 |
$413,000 | $2,000,000 |
$102,000 | $427,000 |
| Application Withdrawn By Applicant |
284 | $110,271,000 |
$388,000 | $4,850,000 |
$121,000 | $1,151,000 |
| File Closed For Incompleteness |
152 | $49,130,000 |
$323,000 | $1,400,000 |
$116,000 | $700,000 |
| Loan Originated |
2,159 | $606,715,000 |
$281,000 | $6,850,000 |
$101,000 | $1,705,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
33 | $15,447,000 |
$468,000 | $1,550,000 |
$131,000 | $1,425,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FREMONT BANK by:
Metropolitan Area And
County
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