| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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FRONTIER INVESTMENT CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FRONTIER INVESTMENT CO. |
| Address | 1200 EXECUTIVE PARKWAY SUITE 430
EUGENE, OR 97401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2005 2006 2007 2008 |
| Total Number of Mortgage Loan Applications Processed | 1,681 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $384,870,000 |
| Average Mortgage Loan Amount Applied For | $227,808 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $73,262 |
| Highest Applicant Income | $1,487,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,187 | $266,893,000 |
$224,000 | $1,500,000 |
$68,000 | $1,487,000 |
| Refinancing |
688 | $159,346,000 |
$231,000 | $1,000,000 |
$79,000 | $600,000 |
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| American Indian or Alaskan Native |
7 | $1,478,000 |
$211,000 | $295,000 |
$78,000 | $133,000 |
| Asian |
95 | $24,167,000 |
$254,000 | $800,000 |
$133,000 | $1,258,000 |
| Black or African American |
79 | $20,046,000 |
$253,000 | $1,500,000 |
$62,000 | $332,000 |
| Hispanic |
264 | $58,039,000 |
$219,000 | $750,000 |
$57,000 | $343,000 |
| Native Hawaiin or Other Pacific Islander |
18 | $4,058,000 |
$225,000 | $480,000 |
$73,000 | $204,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
68 | $13,109,000 |
$192,000 | $640,000 |
$36,000 | $249,000 |
| White |
1,344 | $305,342,000 |
$227,000 | $1,000,000 |
$74,000 | $1,487,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,875 | $426,239,000 |
$227,000 | $1,500,000 |
$73,000 | $1,487,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
131 | $31,178,000 |
$238,000 | $920,000 |
$100,000 | $1,258,000 |
| Application Denied By Financial Institution |
445 | $114,067,000 |
$256,000 | $1,000,000 |
$84,000 | $1,487,000 |
| Application Withdrawn By Applicant |
502 | $111,974,000 |
$223,000 | $1,500,000 |
$66,000 | $864,000 |
| File Closed For Incompleteness |
69 | $16,524,000 |
$239,000 | $1,000,000 |
$71,000 | $480,000 |
| Loan Originated |
717 | $150,307,000 |
$209,000 | $1,000,000 |
$66,000 | $336,000 |
| Loan Purchased By The Institution |
11 | $2,189,000 |
$199,000 | $247,000 |
$32,000 | $56,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
32 | $8,564,000 |
$267,000 | $680,000 |
$91,000 | $236,000 |
| Credit Application Incomplete |
2 | $575,000 |
$287,000 | $375,000 |
$81,000 | $112,000 |
| Credit History |
132 | $32,382,000 |
$245,000 | $1,000,000 |
$72,000 | $300,000 |
| Debt-To-Income Ratio |
51 | $14,205,000 |
$278,000 | $695,000 |
$77,000 | $332,000 |
| Employment History |
39 | $11,801,000 |
$302,000 | $960,000 |
$163,000 | $1,487,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
8 | $2,057,000 |
$257,000 | $420,000 |
$61,000 | $132,000 |
| Mortgage Insurance Denied |
2 | $462,000 |
$231,000 | $299,000 |
$211,000 | $222,000 |
| Other |
82 | $21,604,000 |
$263,000 | $910,000 |
$87,000 | $540,000 |
| Unverifiable Information |
24 | $7,172,000 |
$298,000 | $945,000 |
$114,000 | $317,000 |
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Mortgage Loan Application Totals for FRONTIER INVESTMENT CO. by:
Metropolitan Area And
County
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