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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GRAND BANK & TRUST OF FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
GRAND BANK & TRUST OF FLORIDA |
| Address | 380 COLUMBIA DRIVE SUITE 100
WEST PALM BEACH, FL 33409 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,089,000 |
| Average Mortgage Loan Amount Applied For | $233,000 |
| Highest Mortgage Loan Amount Applied For | $2,600,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $2,939,000 |
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| Home Improvement |
3 | $597,000 |
$199,000 | $515,000 |
$189,000 | $568,000 |
| Home Purchase |
27 | $9,747,000 |
$361,000 | $2,600,000 |
$251,000 | $2,939,000 |
| Refinancing |
4 | $745,000 |
$186,000 | $250,000 |
$65,000 | $181,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $950,000 |
$316,000 | $850,000 |
$173,000 | $199,000 |
| Hispanic |
2 | $378,000 |
$189,000 | $190,000 |
$154,000 | $233,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $4,105,000 |
$342,000 | $1,681,000 |
$1,000 | $19,000 |
| Not Provided |
3 | $388,000 |
$129,000 | $192,000 |
$166,000 | $257,000 |
| White |
14 | $5,268,000 |
$376,000 | $2,600,000 |
$447,000 | $2,939,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $11,089,000 |
$326,000 | $2,600,000 |
$223,000 | $2,939,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $378,000 |
$189,000 | $190,000 |
$154,000 | $233,000 |
| Application Denied By Financial Institution |
1 | $150,000 |
$150,000 | $150,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $1,951,000 |
$975,000 | $1,681,000 |
$178,000 | $356,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $8,610,000 |
$296,000 | $2,600,000 |
$239,000 | $2,939,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $150,000 |
$150,000 | $150,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GRAND BANK & TRUST OF FLORIDA by:
Metropolitan Area And
County
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