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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREAT AMERICAN CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREAT AMERICAN CREDIT UNION |
| Address | 3969 FIRST AVE
SAN DIEGO, CA 92103 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,243,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $360,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $175,000 |
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| Home Improvement |
3 | $270,000 |
$90,000 | $150,000 |
$110,000 | $175,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
11 | $973,000 |
$88,000 | $360,000 |
$73,000 | $175,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $360,000 |
$360,000 | $360,000 |
$44,000 | $44,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $24,000 |
$24,000 | $24,000 |
$90,000 | $90,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $844,000 |
$76,000 | $150,000 |
$86,000 | $175,000 |
| White |
1 | $15,000 |
$15,000 | $15,000 |
$48,000 | $48,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $1,243,000 |
$88,000 | $360,000 |
$81,000 | $175,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $430,000 |
$215,000 | $360,000 |
$38,000 | $44,000 |
| Application Withdrawn By Applicant |
1 | $65,000 |
$65,000 | $65,000 |
$51,000 | $51,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $673,000 |
$67,000 | $150,000 |
$92,000 | $175,000 |
| Loan Purchased By The Institution |
1 | $75,000 |
$75,000 | $75,000 |
$87,000 | $87,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $70,000 |
$70,000 | $70,000 |
$33,000 | $33,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $360,000 |
$360,000 | $360,000 |
$44,000 | $44,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GREAT AMERICAN CREDIT UNION by:
Metropolitan Area And
County
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