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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREAT FLORIDA BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREAT FLORIDA BANK |
| Address | 15050 NW 79TH COURT, SUITE 200
MIAMI LAKES, FL 33016 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 767 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $287,521,000 |
| Average Mortgage Loan Amount Applied For | $859,700 |
| Highest Mortgage Loan Amount Applied For | $11,250,000 |
| Average Applicant Income | $158,750 |
| Highest Applicant Income | $7,118,000 |
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| Home Improvement |
106 | $10,358,000 |
$97,000 | $550,000 |
$171,000 | $4,100,000 |
| Home Purchase |
301 | $132,848,000 |
$441,000 | $7,200,000 |
$113,000 | $7,118,000 |
| Refinancing |
360 | $144,315,000 |
$400,000 | $11,250,000 |
$121,000 | $1,625,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,450,000 |
$725,000 | $1,400,000 |
$190,000 | $300,000 |
| Black or African American |
31 | $4,212,000 |
$135,000 | $480,000 |
$149,000 | $541,000 |
| Hispanic |
324 | $61,407,000 |
$189,000 | $2,665,000 |
$140,000 | $850,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $281,000 |
$140,000 | $180,000 |
$238,000 | $372,000 |
| Not applicable |
304 | $166,304,000 |
$547,000 | $11,250,000 |
$0 | $0 |
| Not Provided |
2 | $1,240,000 |
$620,000 | $1,000,000 |
$0 | $0 |
| White |
102 | $52,627,000 |
$515,000 | $6,500,000 |
$444,000 | $7,118,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
767 | $287,521,000 |
$374,000 | $11,250,000 |
$125,000 | $7,118,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
82 | $13,880,000 |
$169,000 | $650,000 |
$224,000 | $1,000,000 |
| Application Denied By Financial Institution |
124 | $35,169,000 |
$283,000 | $6,500,000 |
$223,000 | $7,118,000 |
| Application Withdrawn By Applicant |
10 | $9,104,000 |
$910,000 | $2,350,000 |
$268,000 | $872,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
266 | $132,326,000 |
$497,000 | $11,250,000 |
$178,000 | $2,400,000 |
| Loan Purchased By The Institution |
285 | $97,042,000 |
$340,000 | $2,800,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
18 | $4,970,000 |
$276,000 | $1,300,000 |
$359,000 | $4,100,000 |
| Credit Application Incomplete |
5 | $1,537,000 |
$307,000 | $776,000 |
$288,000 | $384,000 |
| Credit History |
47 | $16,568,000 |
$352,000 | $6,500,000 |
$295,000 | $7,118,000 |
| Debt-To-Income Ratio |
52 | $10,706,000 |
$205,000 | $867,000 |
$99,000 | $541,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $1,388,000 |
$694,000 | $980,000 |
$404,000 | $630,000 |
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Mortgage Loan App Totals for GREAT FLORIDA BANK by:
Metropolitan Area And
County
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