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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREAT WESTERN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREAT WESTERN BANK |
| Address | 35 1ST AVE NE
WATERTOWN, SD 57201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,034 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $217,559,000 |
| Average Mortgage Loan Amount Applied For | $119,253 |
| Highest Mortgage Loan Amount Applied For | $1,163,000 |
| Average Applicant Income | $85,265 |
| Highest Applicant Income | $3,203,000 |
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| Home Improvement |
183 | $5,030,000 |
$27,000 | $250,000 |
$56,000 | $442,000 |
| Home Purchase |
1,202 | $156,637,000 |
$130,000 | $1,163,000 |
$64,000 | $3,203,000 |
| Refinancing |
710 | $61,561,000 |
$86,000 | $859,000 |
$71,000 | $1,064,000 |
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| American Indian or Alaskan Native |
25 | $2,491,000 |
$99,000 | $273,000 |
$54,000 | $143,000 |
| Asian |
9 | $996,000 |
$110,000 | $188,000 |
$45,000 | $79,000 |
| Black or African American |
10 | $892,000 |
$89,000 | $153,000 |
$43,000 | $68,000 |
| Hispanic |
27 | $2,429,000 |
$89,000 | $340,000 |
$57,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $478,000 |
$239,000 | $248,000 |
$292,000 | $500,000 |
| Not applicable |
38 | $5,705,000 |
$150,000 | $1,161,000 |
$5,000 | $110,000 |
| Not Provided |
19 | $1,026,000 |
$54,000 | $194,000 |
$46,000 | $78,000 |
| White |
1,965 | $209,211,000 |
$106,000 | $1,163,000 |
$68,000 | $3,203,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,832 | $193,153,000 |
$105,000 | $1,163,000 |
$69,000 | $3,203,000 |
| FHA-insured (Federal Housing Administration) |
48 | $5,544,000 |
$115,000 | $199,000 |
$51,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
136 | $12,820,000 |
$94,000 | $211,000 |
$37,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
79 | $11,711,000 |
$148,000 | $297,000 |
$54,000 | $115,000 |
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| Application Approved But Not Accepted |
192 | $29,617,000 |
$154,000 | $829,000 |
$89,000 | $3,203,000 |
| Application Denied By Financial Institution |
126 | $6,841,000 |
$54,000 | $300,000 |
$37,000 | $120,000 |
| Application Withdrawn By Applicant |
27 | $3,759,000 |
$139,000 | $700,000 |
$72,000 | $307,000 |
| File Closed For Incompleteness |
1 | $30,000 |
$30,000 | $30,000 |
$48,000 | $48,000 |
| Loan Originated |
1,688 | $177,312,000 |
$105,000 | $1,163,000 |
$67,000 | $1,064,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
61 | $5,669,000 |
$92,000 | $206,000 |
$36,000 | $96,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GREAT WESTERN BANK by:
Metropolitan Area And
County
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