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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GUARANTEE HOME LOANS
Mortgage Loans and Application Details
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| Mortgage Company Name |
GUARANTEE HOME LOANS |
| Address | 6710 N. WEST AVENUE, #109
FRESNO, CA 93711 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,083,000 |
| Average Mortgage Loan Amount Applied For | $173,000 |
| Highest Mortgage Loan Amount Applied For | $580,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $170,000 |
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| Home Improvement |
1 | $25,000 |
$25,000 | $25,000 |
$88,000 | $88,000 |
| Home Purchase |
29 | $4,568,000 |
$170,000 | $580,000 |
$56,000 | $168,000 |
| Refinancing |
4 | $382,000 |
$105,500 | $137,000 |
$60,500 | $170,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $137,000 |
$137,000 | $137,000 |
$34,000 | $34,000 |
| Black or African American |
5 | $396,000 |
$57,000 | $150,000 |
$31,500 | $40,000 |
| Hispanic |
11 | $1,439,000 |
$131,000 | $216,000 |
$83,000 | $170,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
17 | $3,003,000 |
$197,500 | $580,000 |
$65,000 | $168,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $4,975,000 |
$152,000 | $580,000 |
$60,500 | $170,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $2,540,000 |
$151,500 | $240,000 |
$55,500 | $98,000 |
| Application Denied By Financial Institution |
1 | $20,000 |
$20,000 | $20,000 |
$40,000 | $40,000 |
| Application Withdrawn By Applicant |
15 | $2,325,000 |
$199,500 | $580,000 |
$81,500 | $170,000 |
| File Closed For Incompleteness |
1 | $90,000 |
$90,000 | $90,000 |
$20,000 | $20,000 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$40,000 | $40,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GUARANTEE HOME LOANS by:
Metropolitan Area And
County
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