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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GUILD MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
GUILD MORTGAGE COMPANY |
| Address | 9160 GRAMERCY DRIVE
SAN DIEGO, CA 92123 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,449 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,346,907,000 |
| Average Mortgage Loan Amount Applied For | $213,020 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $83,102 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
7 | $380,000 |
$54,000 | $144,000 |
$220,000 | $866,000 |
| Home Purchase |
3,792 | $690,980,000 |
$182,000 | $1,400,000 |
$82,000 | $1,200,000 |
| Refinancing |
2,650 | $655,547,000 |
$247,000 | $3,000,000 |
$82,000 | $1,140,000 |
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| American Indian or Alaskan Native |
60 | $9,862,000 |
$164,000 | $552,000 |
$74,000 | $366,000 |
| Asian |
407 | $94,400,000 |
$231,000 | $694,000 |
$75,000 | $866,000 |
| Black or African American |
338 | $65,692,000 |
$194,000 | $933,000 |
$76,000 | $543,000 |
| Hispanic |
1,699 | $306,571,000 |
$180,000 | $1,247,000 |
$78,000 | $1,200,000 |
| Native Hawaiin or Other Pacific Islander |
73 | $17,005,000 |
$232,000 | $685,000 |
$77,000 | $200,000 |
| Not applicable |
14 | $3,601,000 |
$257,000 | $417,000 |
$0 | $0 |
| Not Provided |
194 | $37,790,000 |
$194,000 | $1,000,000 |
$95,000 | $775,000 |
| White |
3,664 | $811,986,000 |
$221,000 | $3,000,000 |
$85,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,008 | $1,261,933,000 |
$210,000 | $3,000,000 |
$84,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
357 | $64,358,000 |
$180,000 | $380,000 |
$57,000 | $1,030,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $665,000 |
$221,000 | $280,000 |
$161,000 | $282,000 |
| VA-guaranteed (Veterans Administration) |
81 | $19,951,000 |
$246,000 | $417,000 |
$63,000 | $123,000 |
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| Application Approved But Not Accepted |
522 | $111,643,000 |
$213,000 | $1,800,000 |
$85,000 | $866,000 |
| Application Denied By Financial Institution |
359 | $70,445,000 |
$196,000 | $3,000,000 |
$86,000 | $1,200,000 |
| Application Withdrawn By Applicant |
1,478 | $326,646,000 |
$221,000 | $3,000,000 |
$97,000 | $1,200,000 |
| File Closed For Incompleteness |
290 | $62,212,000 |
$214,000 | $750,000 |
$65,000 | $312,000 |
| Loan Originated |
3,762 | $771,241,000 |
$205,000 | $1,820,000 |
$77,000 | $1,140,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
38 | $4,720,000 |
$124,000 | $524,000 |
$67,000 | $173,000 |
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| Collateral |
28 | $6,350,000 |
$226,000 | $1,235,000 |
$82,000 | $289,000 |
| Credit Application Incomplete |
4 | $748,000 |
$187,000 | $464,000 |
$89,000 | $144,000 |
| Credit History |
92 | $22,216,000 |
$241,000 | $2,000,000 |
$69,000 | $696,000 |
| Debt-To-Income Ratio |
65 | $17,913,000 |
$275,000 | $500,000 |
$49,000 | $163,000 |
| Employment History |
9 | $2,163,000 |
$240,000 | $520,000 |
$39,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $4,951,000 |
$495,000 | $3,000,000 |
$196,000 | $1,000,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
50 | $11,562,000 |
$231,000 | $865,000 |
$195,000 | $1,200,000 |
| Unverifiable Information |
2 | $299,000 |
$149,000 | $211,000 |
$42,000 | $61,000 |
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Mortgage Loan App Totals for GUILD MORTGAGE COMPANY by:
Metropolitan Area And
County
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