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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARRIS BANK HINSDALE, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARRIS BANK HINSDALE, N.A. |
| Address | 50 S. LINCOLN ST.
HINSDALE, IL 60521 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 257 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $76,936,000 |
| Average Mortgage Loan Amount Applied For | $295,785 |
| Highest Mortgage Loan Amount Applied For | $13,597,000 |
| Average Applicant Income | $7,214 |
| Highest Applicant Income | $995,000 |
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| Home Improvement |
11 | $2,334,000 |
$123,000 | $702,000 |
$69,000 | $173,000 |
| Home Purchase |
140 | $30,009,000 |
$273,888 | $2,400,000 |
$7,222 | $995,000 |
| Refinancing |
106 | $44,593,000 |
$366,100 | $13,597,000 |
$2,400 | $112,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $35,000 |
$17,000 | $25,000 |
$107,000 | $148,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
230 | $71,796,000 |
$335,000 | $13,597,000 |
$0 | $0 |
| Not Provided |
7 | $802,000 |
$73,000 | $500,000 |
$67,000 | $190,000 |
| White |
18 | $4,303,000 |
$239,000 | $2,400,000 |
$119,000 | $995,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
257 | $76,936,000 |
$328,461 | $13,597,000 |
$6,076 | $995,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $80,000 |
$80,000 | $80,000 |
$128,000 | $128,000 |
| Application Denied By Financial Institution |
4 | $202,000 |
$38,500 | $133,000 |
$48,500 | $95,000 |
| Application Withdrawn By Applicant |
1 | $10,000 |
$10,000 | $10,000 |
$67,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $20,536,000 |
$789,000 | $13,597,000 |
$100,000 | $995,000 |
| Loan Purchased By The Institution |
225 | $56,108,000 |
$329,692 | $1,245,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $202,000 |
$38,500 | $133,000 |
$48,500 | $95,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARRIS BANK HINSDALE, N.A. by:
Metropolitan Area And
County
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