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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARVESTER FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARVESTER FEDERAL CREDIT UNION |
| Address | 7020 BROOKVILLE ROAD
INDIANAPOLIS, IN 46239 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 41 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,184,000 |
| Average Mortgage Loan Amount Applied For | $46,777 |
| Highest Mortgage Loan Amount Applied For | $437,000 |
| Average Applicant Income | $57,777 |
| Highest Applicant Income | $180,000 |
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| Home Improvement |
36 | $1,389,000 |
$38,000 | $247,000 |
$58,000 | $180,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
5 | $795,000 |
$159,000 | $437,000 |
$67,000 | $95,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $66,000 |
$22,000 | $48,000 |
$56,000 | $73,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
38 | $2,118,000 |
$55,000 | $437,000 |
$60,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41 | $2,184,000 |
$53,000 | $437,000 |
$59,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $361,000 |
$27,000 | $50,000 |
$45,000 | $99,000 |
| Application Withdrawn By Applicant |
3 | $125,000 |
$41,000 | $75,000 |
$46,000 | $73,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
25 | $1,698,000 |
$67,000 | $437,000 |
$68,000 | $180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $140,000 |
$23,000 | $50,000 |
$42,000 | $83,000 |
| Debt-To-Income Ratio |
4 | $116,000 |
$29,000 | $50,000 |
$33,000 | $71,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $105,000 |
$35,000 | $48,000 |
$69,000 | $99,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARVESTER FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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