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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARVESTERS FEDERAL C. U.
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARVESTERS FEDERAL C. U. |
| Address | 480 HWY 29 SOUTH
CANTONMENT, FL 32533 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,539,000 |
| Average Mortgage Loan Amount Applied For | $125,666 |
| Highest Mortgage Loan Amount Applied For | $280,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $190,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
56 | $6,352,000 |
$113,000 | $300,000 |
$54,000 | $190,000 |
| Refinancing |
55 | $4,252,000 |
$77,000 | $280,000 |
$46,000 | $110,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $117,000 |
$58,000 | $82,000 |
$106,000 | $111,000 |
| Black or African American |
16 | $1,779,000 |
$111,000 | $238,000 |
$51,000 | $107,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
4 | $433,000 |
$108,000 | $245,000 |
$82,000 | $135,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
89 | $8,275,000 |
$92,000 | $300,000 |
$47,000 | $190,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $10,604,000 |
$95,000 | $300,000 |
$50,000 | $190,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $126,000 |
$63,000 | $82,000 |
$74,000 | $111,000 |
| Application Denied By Financial Institution |
25 | $2,225,000 |
$89,000 | $280,000 |
$40,000 | $107,000 |
| Application Withdrawn By Applicant |
7 | $716,000 |
$102,000 | $155,000 |
$41,000 | $80,000 |
| File Closed For Incompleteness |
5 | $644,000 |
$128,000 | $224,000 |
$58,000 | $97,000 |
| Loan Originated |
46 | $4,009,000 |
$87,000 | $248,000 |
$56,000 | $190,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
8 | $1,128,000 |
$141,000 | $300,000 |
$70,000 | $107,000 |
| Preapproval Denied by Financial Institution |
18 | $1,756,000 |
$97,000 | $220,000 |
$37,000 | $120,000 |
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| Collateral |
1 | $38,000 |
$38,000 | $38,000 |
$32,000 | $32,000 |
| Credit Application Incomplete |
4 | $453,000 |
$113,000 | $200,000 |
$67,000 | $120,000 |
| Credit History |
25 | $2,019,000 |
$80,000 | $150,000 |
$34,000 | $107,000 |
| Debt-To-Income Ratio |
5 | $621,000 |
$124,000 | $280,000 |
$43,000 | $62,000 |
| Employment History |
1 | $60,000 |
$60,000 | $60,000 |
$30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $220,000 |
$220,000 | $220,000 |
$24,000 | $24,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $270,000 |
$90,000 | $195,000 |
$36,000 | $61,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARVESTERS FEDERAL C. U. by:
Metropolitan Area And
County
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