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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HAVEN SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HAVEN SAVINGS BANK |
| Address | 621 WASHINGTON STREET
HOBOKEN, NJ 07030 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 284 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,835,000 |
| Average Mortgage Loan Amount Applied For | $322,882 |
| Highest Mortgage Loan Amount Applied For | $1,615,000 |
| Average Applicant Income | $175,411 |
| Highest Applicant Income | $874,000 |
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| Home Improvement |
61 | $7,980,000 |
$130,000 | $550,000 |
$128,000 | $329,000 |
| Home Purchase |
152 | $52,276,000 |
$343,000 | $920,000 |
$178,000 | $874,000 |
| Refinancing |
71 | $25,579,000 |
$360,000 | $1,615,000 |
$147,000 | $453,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
26 | $8,038,000 |
$309,000 | $920,000 |
$167,000 | $420,000 |
| Black or African American |
2 | $855,000 |
$427,000 | $735,000 |
$220,000 | $356,000 |
| Hispanic |
11 | $2,115,000 |
$192,000 | $625,000 |
$88,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $3,070,000 |
$614,000 | $1,615,000 |
$25,000 | $127,000 |
| Not Provided |
60 | $19,301,000 |
$321,000 | $855,000 |
$180,000 | $874,000 |
| White |
180 | $52,456,000 |
$291,000 | $950,000 |
$159,000 | $469,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
284 | $85,835,000 |
$302,000 | $1,615,000 |
$159,000 | $874,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $2,866,000 |
$238,000 | $500,000 |
$112,000 | $264,000 |
| Application Denied By Financial Institution |
6 | $1,440,000 |
$240,000 | $800,000 |
$107,000 | $217,000 |
| Application Withdrawn By Applicant |
15 | $4,557,000 |
$303,000 | $665,000 |
$165,000 | $358,000 |
| File Closed For Incompleteness |
11 | $3,939,000 |
$358,000 | $650,000 |
$164,000 | $331,000 |
| Loan Originated |
240 | $73,033,000 |
$304,000 | $1,615,000 |
$162,000 | $874,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $80,000 |
$80,000 | $80,000 |
$119,000 | $119,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $800,000 |
$800,000 | $800,000 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $560,000 |
$140,000 | $315,000 |
$131,000 | $217,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HAVEN SAVINGS BANK by:
Metropolitan Area And
County
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