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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOME MORTGAGE RESOURCES
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOME MORTGAGE RESOURCES |
| Address | 2076 S. EAGLE RD
MERIDIAN, ID 83642 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 922 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $127,712,000 |
| Average Mortgage Loan Amount Applied For | $206,600 |
| Highest Mortgage Loan Amount Applied For | $1,960,000 |
| Average Applicant Income | $113,550 |
| Highest Applicant Income | $1,019,000 |
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| Home Improvement |
6 | $977,000 |
$162,000 | $231,000 |
$50,000 | $103,000 |
| Home Purchase |
557 | $67,315,000 |
$120,000 | $650,000 |
$110,000 | $840,000 |
| Refinancing |
359 | $59,420,000 |
$165,000 | $1,960,000 |
$88,000 | $1,019,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
35 | $3,306,000 |
$94,000 | $188,000 |
$146,000 | $383,000 |
| Black or African American |
5 | $417,000 |
$83,000 | $173,000 |
$36,000 | $76,000 |
| Hispanic |
116 | $13,974,000 |
$120,000 | $800,000 |
$64,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $540,000 |
$135,000 | $300,000 |
$113,000 | $193,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
25 | $3,228,000 |
$129,000 | $332,000 |
$149,000 | $360,000 |
| White |
737 | $106,247,000 |
$144,000 | $1,960,000 |
$103,000 | $1,019,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
863 | $118,047,000 |
$136,000 | $1,960,000 |
$104,000 | $1,019,000 |
| FHA-insured (Federal Housing Administration) |
51 | $7,756,000 |
$152,000 | $250,000 |
$53,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
8 | $1,909,000 |
$238,000 | $383,000 |
$79,000 | $216,000 |
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| Application Approved But Not Accepted |
16 | $2,154,000 |
$134,000 | $650,000 |
$161,000 | $1,019,000 |
| Application Denied By Financial Institution |
2 | $407,000 |
$203,000 | $228,000 |
$93,000 | $118,000 |
| Application Withdrawn By Applicant |
6 | $565,000 |
$94,000 | $196,000 |
$93,000 | $166,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
898 | $124,586,000 |
$138,000 | $1,960,000 |
$100,000 | $840,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $228,000 |
$228,000 | $228,000 |
$118,000 | $118,000 |
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Mortgage Loan App Totals for HOME MORTGAGE RESOURCES by:
Metropolitan Area And
County
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