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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOMETOWN BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOMETOWN BANK |
| Address | 80 SHEBOYGAN STREET
FOND DU LAC, WI 54935 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 192 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,462,000 |
| Average Mortgage Loan Amount Applied For | $56,586 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $62,379 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
47 | $1,738,000 |
$36,000 | $425,000 |
$83,000 | $1,200,000 |
| Home Purchase |
50 | $3,793,000 |
$75,000 | $650,000 |
$83,000 | $680,000 |
| Refinancing |
95 | $5,931,000 |
$62,000 | $381,000 |
$62,000 | $229,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $211,000 |
$105,000 | $129,000 |
$28,000 | $34,000 |
| Black or African American |
1 | $41,000 |
$41,000 | $41,000 |
$41,000 | $41,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $548,000 |
$137,000 | $381,000 |
$86,000 | $227,000 |
| Not Provided |
6 | $544,000 |
$90,000 | $208,000 |
$62,000 | $113,000 |
| White |
179 | $10,118,000 |
$56,000 | $650,000 |
$74,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
191 | $11,430,000 |
$59,000 | $650,000 |
$73,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $32,000 |
$32,000 | $32,000 |
$15,000 | $15,000 |
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| Application Approved But Not Accepted |
4 | $239,000 |
$59,000 | $90,000 |
$93,000 | $119,000 |
| Application Denied By Financial Institution |
22 | $1,673,000 |
$76,000 | $231,000 |
$35,000 | $113,000 |
| Application Withdrawn By Applicant |
12 | $1,186,000 |
$98,000 | $210,000 |
$59,000 | $122,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
154 | $8,364,000 |
$54,000 | $650,000 |
$79,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOMETOWN BANK by:
Metropolitan Area And
County
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