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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HORIZON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HORIZON BANK |
| Address | PO BOX 447
WAVERLY, NE 68462 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,805,000 |
| Average Mortgage Loan Amount Applied For | $267,875 |
| Highest Mortgage Loan Amount Applied For | $542,000 |
| Average Applicant Income | $19,000 |
| Highest Applicant Income | $129,000 |
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| Home Improvement |
3 | $40,000 |
$13,000 | $15,000 |
$64,000 | $92,000 |
| Home Purchase |
13 | $2,835,000 |
$218,000 | $542,000 |
$28,000 | $129,000 |
| Refinancing |
14 | $930,000 |
$66,000 | $350,000 |
$43,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,991,000 |
$331,000 | $542,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
24 | $1,814,000 |
$75,000 | $350,000 |
$48,000 | $129,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $3,805,000 |
$126,000 | $542,000 |
$38,000 | $129,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $712,000 |
$101,000 | $133,000 |
$47,000 | $129,000 |
| Application Withdrawn By Applicant |
3 | $660,000 |
$220,000 | $350,000 |
$67,000 | $120,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
20 | $2,433,000 |
$121,000 | $542,000 |
$31,000 | $96,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HORIZON BANK by:
Metropolitan Area And
County
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