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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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IBERVILLE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
IBERVILLE BANK |
| Address | P.O. BOX 695
PLAQUEMINE, LA 70764 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 273 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,187,000 |
| Average Mortgage Loan Amount Applied For | $61,615 |
| Highest Mortgage Loan Amount Applied For | $2,100,000 |
| Average Applicant Income | $54,923 |
| Highest Applicant Income | $255,000 |
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| Home Improvement |
45 | $1,076,000 |
$23,000 | $152,000 |
$59,000 | $196,000 |
| Home Purchase |
85 | $5,863,000 |
$68,000 | $270,000 |
$44,000 | $157,000 |
| Refinancing |
159 | $11,719,000 |
$73,000 | $2,100,000 |
$44,000 | $255,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $186,000 |
$186,000 | $186,000 |
$136,000 | $136,000 |
| Black or African American |
61 | $1,776,000 |
$29,000 | $213,000 |
$45,000 | $175,000 |
| Hispanic |
2 | $56,000 |
$28,000 | $46,000 |
$44,000 | $67,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
64 | $9,886,000 |
$154,000 | $2,100,000 |
$0 | $0 |
| Not Provided |
1 | $31,000 |
$31,000 | $31,000 |
$10,000 | $10,000 |
| White |
160 | $6,723,000 |
$42,000 | $270,000 |
$65,000 | $255,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
289 | $18,658,000 |
$64,000 | $2,100,000 |
$46,000 | $255,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $328,000 |
$36,000 | $88,000 |
$41,000 | $104,000 |
| Application Denied By Financial Institution |
44 | $1,514,000 |
$34,000 | $213,000 |
$42,000 | $114,000 |
| Application Withdrawn By Applicant |
15 | $389,000 |
$25,000 | $70,000 |
$64,000 | $134,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
221 | $16,427,000 |
$74,000 | $2,100,000 |
$46,000 | $255,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for IBERVILLE BANK by:
Metropolitan Area And
County
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