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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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INTOHOMES MORTGAGE SERVICES, I
Mortgage Loans and Application Details
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| Mortgage Company Name |
INTOHOMES MORTGAGE SERVICES, I |
| Address | 401 COURT STREET
RENO, NV 89501 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 410 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $106,922,000 |
| Average Mortgage Loan Amount Applied For | $333,036 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $158,763 |
| Highest Applicant Income | $1,486,000 |
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| Home Improvement |
20 | $5,575,000 |
$278,000 | $635,000 |
$102,000 | $200,000 |
| Home Purchase |
256 | $57,461,000 |
$224,000 | $1,350,000 |
$124,000 | $1,486,000 |
| Refinancing |
134 | $43,886,000 |
$327,000 | $1,500,000 |
$123,000 | $1,373,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
13 | $5,427,000 |
$417,000 | $1,160,000 |
$167,000 | $396,000 |
| Black or African American |
11 | $2,551,000 |
$231,000 | $522,000 |
$155,000 | $253,000 |
| Hispanic |
63 | $11,181,000 |
$177,000 | $880,000 |
$78,000 | $288,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $2,662,000 |
$242,000 | $455,000 |
$87,000 | $145,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $1,756,000 |
$250,000 | $650,000 |
$199,000 | $641,000 |
| White |
305 | $83,345,000 |
$273,000 | $1,500,000 |
$129,000 | $1,486,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
409 | $106,758,000 |
$261,000 | $1,500,000 |
$123,000 | $1,486,000 |
| FHA-insured (Federal Housing Administration) |
1 | $164,000 |
$164,000 | $164,000 |
$42,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $1,215,000 |
$202,000 | $288,000 |
$124,000 | $360,000 |
| Application Denied By Financial Institution |
11 | $2,042,000 |
$185,000 | $510,000 |
$56,000 | $126,000 |
| Application Withdrawn By Applicant |
112 | $28,509,000 |
$254,000 | $1,500,000 |
$98,000 | $491,000 |
| File Closed For Incompleteness |
3 | $944,000 |
$314,000 | $400,000 |
$115,000 | $175,000 |
| Loan Originated |
278 | $74,212,000 |
$266,000 | $1,500,000 |
$135,000 | $1,486,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $480,000 |
$480,000 | $480,000 |
$126,000 | $126,000 |
| Credit Application Incomplete |
2 | $319,000 |
$159,000 | $240,000 |
$79,000 | $96,000 |
| Credit History |
7 | $733,000 |
$104,000 | $248,000 |
$48,000 | $123,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $510,000 |
$510,000 | $510,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for INTOHOMES MORTGAGE SERVICES, I by:
Metropolitan Area And
County
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